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US Bank Business Edge™ Platinum Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 6.74 - 14.74
 6.74 - 14.74
 20.74
APR:
  9.99% - 17.99% Variable
 9.99% - 17.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 billing_cycles
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 28.99% Variable
Default/Penalty Margin:
 25.74
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 This APR may be applied to your account if you make payments 5 calendar days late twice or 30 calendar days late once, or make a payment that is returned, or if you exceed your Credit Limit 2 times in 12 consecutive months.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
4% ($5 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 APR for Purchases : 0.00% Promotional APR for first 12 billing cycles. After that, 9.99% to 17.99% based on your creditworthiness when you open your account. APR for Balance Transfers: 0% introductory APR for the first 12 billing cycles for balances transferred within 30 days from account opening. After that, 9.99% to 17.99% based on your creditworthiness when you open your account. These APRs will vary with the market based on the Prime Rate. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more. Returned Payment fee: Up to $35. Cash Equivalent Advance fee is either 4% of the amount of each advance or $20 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each 0advance or $5 minimum, whichever is greater. For credit lines $25,000 and higher, please contact Cardmember Service.
Card Issued By:
 US Bank
General Correspondence Address:
 PO Box 6352, Fargo, ND, 58125
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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