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About Our Ratings

US Bank Business Edge™ Platinum Card Review

US Bank Business Edge™ Platinum Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
12 billing_cycles
Purchase Intro:
APR:
0% Fixed
Period:
12 billing_cycles
Purchase APR:
9.99% - 17.99% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 Prime
 Prime
Margin:
 6.74 - 14.74
 6.74 - 14.74
 20.74
APR:
  9.99% - 17.99% Variable
 9.99% - 17.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 billing_cycles
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 28.99% Variable
Default/Penalty Margin:
 25.74
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 This APR may be applied to your account if you make payments 5 calendar days late twice or 30 calendar days late once, or make a payment that is returned, or if you exceed your Credit Limit 2 times in 12 consecutive months.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
4% ($5 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 APR for Purchases: 0% Promotional APR for first 12 billing cycles; after that, 9.99% to 17.99% based on your creditworthiness when you open your account. APR for Balance Transfers: 0% introductory APR for the first 12 billing cycles for balances transferred within 30 days from account opening; after that, 9.99% to 17.99% based on your creditworthiness when you open your account. These APRs will vary with the market based on the Prime Rate. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more. Returned Payment fee: Up to $35. Cash Equivalent Advance fee is either 4% of the amount of each advance or $20 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each 0advance or $5 minimum, whichever is greater. Penalty APR: 28.99%; if your APRs are increased for any of the stated reasons, the Penalty APR will apply until you make 6 consecutive minimum payments when due and do not exceed your Credit Limit during that time period.
Credit Card More Information:

Card Issued By:
 U.S. Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 AR, AZ, CA, CO, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, WY
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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