Receive $25 in Ace Rewards for every 12,500 points earned, redeemable at your favorite participating Ace store. For every $1 of net purchases, you'll earn: 10% in Ace Rewards points in popular quarterly categories like dining, travel and office supplies up to a $300 category spend limit. Up to 5% in Ace Rewards points at participating Ace Stores. 2% in Ace Rewards points at gas stations and grocery stores. 1% in Ace Rewards points everywhere else Visa is accepted.
You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more. Returned Payment fee: Up to $39. Cash Equivalent Advance fee is either 4% of the amount of each advance or $10 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater.