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About Our Ratings

Ace Rewards® Visa® Business Card Review

Ace Rewards® Visa® Business Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
13.99% - 22.99% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 10.74 - 19.74
 10.74 - 19.74
 20.74
APR:
  13.99% - 22.99% Variable
 13.99% - 22.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 28.99% Variable
Default/Penalty Margin:
 25.74
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 This APR may be applied to your account if you make payments 5 calendar days late twice or 30 calendar days late once, or make a payment that is returned, or if you exceed your Credit Limit 2 times in 12 consecutive months.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
3% ($5 min. )  


Notes:

Rebate Description:
 Receive $25 in Ace Rewards for every 12,500 points earned, redeemable at your favorite participating Ace store. For every $1 of net purchases, you'll earn: 10% in Ace Rewards points in popular quarterly categories like dining, travel and office supplies up to a $300 category spend limit. Up to 5% in Ace Rewards points at participating Ace Stores. 2% in Ace Rewards points at gas stations and grocery stores. 1% in Ace Rewards points everywhere else Visa is accepted.
Special Notes:
 You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more. Returned Payment fee: Up to $39. Cash Equivalent Advance fee is either 4% of the amount of each advance or $10 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater.
Credit Card More Information:

Card Issued By:
 US Bank
General Correspondence Address:
 PO Box 6352
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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