UPside Visa Prepaid Card

Expert's Rating:

This card is a prepaid reloadable debit card, not a credit card. You load your own money on the card. There is no credit check and no activation fee. There is a $4.95 monthly fee, reduced to $0.99 monthly if you load $500 each month. Cash back is free with POS transaction, $1.95 at an ATM (plus any ATM fee). Customer service via email is free, while a phone inquiry costs $2.99.
The card accepts direct deposits from your employer or cash deposits from a claimed 50,000 retailers at no charge. The minimum amount you can add is $25. If your card comes with a PIN, you can use it at any ATM or POS device that requires a PIN and is compatible with the card. You can withdraw cash, make purchases and pay certain bills online with the card wherever it is honored.
You can earn 500 Cash Back points when you activate your card online. Make your first direct deposit load and receive 1,000 Cash Back points. Points are redeemable for credit towards purchases, not for cash. You can earn more Cash Back points by shopping on the UPside Mall, by adding minutes to a prepaid cell phone from the UPside website, or by participating in occasional promotions. You can use the account to write personal checks online. A companion card is available to allow joint use of the account.
The card is issued by MetaBank. Funds in the card account are FDIC insured as long as the card is registered.

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

N/A

Margin:

N/A

APR:

N/A

APR Floor:

N/A

Intro Rate:

N/A

Intro Period:

N/A

Finance Calculation Method:

N/A

Purchase Grace Period:

Default/Penalty APR:

N/A

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

N/A

Foreign Transaction Fee:

2%

Late Fee:

Over-the-limit Fee:

N/A

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn 500 points when activating your card online. Earn 1000 points when you sign-up for direct deposit. Earn points worth up to 15% in cash back when shopping online at leading online retailers through the UPside mall. Earn 3 points per dollar spent on prepaid cell phone service purchases.

Special Notes:

This is a prepaid reloadable debit card with a rewards program. No credit check needed and no activation fee. There is a $4.95 monthly fee, reduced to $0.99 monthly if you load $500 each month.

Card Issued By:

Plastyc

General Correspondence Address:

55 Broad Street, 23rd Floor, New York, NY, 10004

Card Type:

Unknown

Card Class:

Classic

Card Category:

Cash Back, Instant Approval, PrePaid, Reward

States Available In:

ALL