($0.99 monthly fee if $500 is loaded each month. ($4.95 otherwise))
Foreign Transaction Fee:
2% (in addition to the currency conversion rate)
Balance Transfer Fee:
Earn 500 points when activating your card online. Earn 1000 points when you sign-up for direct deposit. Earn points worth up to 15% in cash back when shopping online at leading online retailers through the UPside mall. Earn 3 points per dollar spent on prepaid cell phone service purchases.
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