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About Our Ratings

Upromise World MasterCard® Review

Upromise World MasterCard® details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
12 billing_cycles
Purchase Intro:
APR:
0% Fixed
Period:
12 billing_cycles
Purchase APR:
12.99% - 20.99% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 9.74 - 17.74
 9.74 - 17.74
 21.99
APR:
  12.99% - 20.99% Variable
 12.99% - 20.99% Variable
 25.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 billing_cycles
 12 billing_cycles
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 Up to 27.24% Variable
Default/Penalty Margin:
 Up to 23.99
Default/Penalty APR Floor:
 
Maximum Default APR:
 27.24% Variable
Penalty/Default Trigger:
 This APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 5% cash back on eligible online shopping through Upromise.com; 4% at thousands of participating Upromise restaurants; 3% on eligible gas purchases at Exxon or Mobil locations, 2% at eligible movie theaters, 1% on everything else (conditions apply). Start with a $25 first-use bonus.
Special Notes:
 Upromise Card by SallieMae is designed to help make savings for the future easier - contribute to a Upromise 529 College Savings plan, make deposits in a Sallie Mae High-Yield Savings Account, make payments towards an eligible Sallie Mae serviced loan, or redeem for checks of $10 or more each quarter. Applicant must be at least 18 years old. Offer is available only to applicants who are residents of the United States, with the exception of Puerto Rico and the US territories, and may not be available if you already have or have had an account with Barclays Bank Delaware. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Returned Payment fee is up to $35. Penalty APR: Up to 27.24%, based on your creditworthiness. If your APRs are increased, the Penalty APR may apply indefinitely.
Credit Card More Information:

Card Issued By:
 Barclays Bank
General Correspondence Address:
 
Card Type:
 MasterCard
Card Class:
 World
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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