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About Our Ratings
Credit Needed
Excellent

Upromise World MasterCard® by SallieMae Review

Top Features

Cashback on Gas
Up to 3%
Cashback on groceries
1%
Cashback on other
1% - 10%
Annual Fee
None

This card compared to other cash back cards

Card Name
Upromise World MasterCard® by SallieMae
Cashback on Gas
Up to 3%
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
1%
5% Earnings for $5k and 2% after
Cashback on other
1% - 10%
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
14.24%, 20.24% or 23.24% (Variable)
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

Upromise World MasterCard® by SallieMae details

Balance Transfer Intro APR:
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Balance Transfer Intro Period:
15 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
14.24%, 20.24% or 23.24%
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 10.74%, 16.74% or 19.74%
 10.74%, 16.74% or 19.74%
 21.99%
APR:
  14.24%, 20.24% or 23.24%
(Variable)
 14.24%, 20.24% or 23.24%
 25.49%
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
 N/A
Intro Period:
 None
 15 billing cycles
 None


Finance Calculation Method:
 Daily balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of each transaction in U.S. dollars.
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater.  


Notes:

Rebate Description:
 Earn up to 10% total cash back at eligible retailers through Upromise.com: Earn 5% cash back on eligible online shopping through Upromise.com, and earn an additional 5% when you pay for those purchases with this card; 2% at eligible in-store department store and move theater purchases; 1% on all other purchases (conditions apply). Redeem your cash back for checks of $10 or more each month, contribute to an eligible 529 College Savings plan, make deposits in a Sallie Mae High-Yield Savings Account, or make payments toward an eligible student loan.
Special Notes:
 Applicant must be at least 18 years old and a resident of the US, with the exception of Puerto Rico and the US territories, and may not be available if you already have or have had an account with Barclays Bank Delaware. Returned Payment Fee: Up to $37.
Credit Card More Information:

Card Issued By:
 Barclaycard
General Correspondence Address:

Card Type:
 MasterCard
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good