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Credit Needed
Excellent

UMB Simply Rewards Visa® Platinum Card Review

UMB Simply Rewards Visa® Platinum Card details

Balance Transfer Intro APR:
0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
11.99% to 17.99% (variable) based on your creditworthiness
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 8.74% to 14.74% (see Notes)
 8.74%, 14.74% or 21.74% (see Notes)
 21.74% (see Notes)
APR:
  11.99% to 17.99% (variable) based on your creditworthiness
 11.99% to 17.99% (based on your credit worthiness) if your Balance Transfer is treated as a Purchase, or 24.99% if your Balance Transfer is treated as a Cash Advance
 24.99% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening
 N/A
Intro Period:
 N/A
 12 billing cycles
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 2% of the U. S. dollar amount of each Cash Advance or Purchase
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% of the amount of the Balance Transfer, with a $15 minimum and no maximum  


Notes:

Rebate Description:
 Earn 3 points per dollar on gas, groceries, restaurants, fast food and at discount stores. Earn 1 point per dollar on all other purchases. Redeem your points from a selection of rewards, such as account credits, merchandise, travel rewards and more. Customize your card by uploading your own image.
Special Notes:
 APR Note: Rates reflected above are per the UMB website as of 1/26/2016, and are based upon a Prime Rate of 3.25%. Contact UMB to see if the rate has adjusted since that date. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 UMB Bank
General Correspondence Address:
 4900 Main Street
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent