Earn 1,000 bonus points with your first purchase made within 60 days of account opening. Earn 2 points per dollar on gas, groceries, and at discount stores. Earn 1 point per dollar everywhere else and on balance transfers. Redeem your points from a selection of rewards, such as account credits, merchandise, travel rewards and more. Customize your card by uploading your own image.
APR for balance transfers: 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After the first 12 billing cycles, and for Balance Transfers made more than 60 days from account opening, 11.99% to 15.99% (based on your credit worthiness) if your Balance Transfer is treated as a Purchase, or 24.99% if your Balance Transfer is treated as a Cash Advance. These APRs will vary with the market based on the Prime Rate. Returned Payment Fee: Up to $35.