Earn 3 points per dollar on gas, groceries, restaurants, fast food and at discount stores. Earn 1 point per dollar on all other purchases. Redeem your points from a selection of rewards, such as account credits, merchandise, travel rewards and more. Customize your card by uploading your own image.
APR Note: Rates reflected above are per the UMB website as of 1/26/2016, and are based upon a Prime Rate of 3.25%. Contact UMB to see if the rate has adjusted since that date. Returned Payment Fee: Up to $35.