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UMB Visa Platinum Simply Rewards Credit Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 8.74 - 12.74
 8.74 - 12.74
 21.74
APR:
  11.99% - 15.99% Variable
 11.99% - 15.99% Variable
 24.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 0%
 None
Intro Period:
 None
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 2%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($15 min. )  


Notes:

Rebate Description:
 Earn 2 points per dollar on gas, groceries, and at discount stores. Earn 1 point per dollar everywhere else and on balance transfers. Earn 1,000 bonus points with your first purchase made within 60 days of account opening. Customize your card by uploading your own image.
Special Notes:
 APR for balance transfers: 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After the first 12 billing cycles, and for Balance Transfers made more than 60 days from account opening, 11.99% to 15.99% (based on your credit worthiness) if your Balance Transfer is treated as a Purchase, or 24.99% if your Balance Transfer is treated as a Cash Advance. These APRs will vary with the market based on the Prime Rate. Balance Transfer Fee: 3% of the amount of the Balance Transfer, with a $15 minimum and no maximum. Cash Advance Fee: 3% of the amount of the Cash Advance, with a $15 minimum and $50 maximum. Foreign Transaction Fee: 2% of the US Dollar amount of each Cash Advance or Purchase. Grace Period for Purchases is at least 21 days after the close of each billing cycle. Card issuer will generally begin charging interest on Cash Advances and Balance Transfers on the transaction date. Returned Payment Fee: Up to $35.
Card Issued By:
 UMB Bank
General Correspondence Address:
 4900 Main Street, Kansas City, MO, 64106
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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