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UMB Eco Rewards Visa® Platinum Credit Card Review
This card compared to other cash back cards
UMB Eco Rewards Visa® Platinum Credit Card
Cashback on Gas
3% at U.S. gas stations
Cashback on Groceries
6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
Cashback on other
1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
0% on Purchases
for the first 12 months
11.49% - 23.49% Variable
CardRatings.com Editorial Staff
UMB Eco Rewards Visa® Platinum Credit Card details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
7.74 - 11.74
10.99% - 14.99% Variable
Finance Calculation Method:
Average Daily Balance
Default/Penalty APR Floor:
The Penalty APR may be applied to your account if you make a late payment.
Foreign Transaction Fee:
Balance Transfer Fee:
3% ($15 min. )
Earn points for every dollar spent on the UMB Visa Platinum Rewards credit card, plus earn double points for every dollar of interest billed. Redeem for cash back, travel or merchandise, or choose all three.
Purchase APR: 0.00% introductory APR for six (6) months. After that, your APR will be 10.99%. Balance Transfer APR varies as follows: 10.99% if your Balance Transfer is treated as a Purchase, or 14.99% if your Balance Transfer is treated as a Cash Advance. The APR for Purchases and Cash Advances will not exceed 25.00%, but if the Penalty APR applies, it will not exceed 27.90%.
General Correspondence Address:
4900 Main Street
Kansas City, MO 64106
Maximum Credit Limit:
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