The Penalty APR may be applied to your account if you make a late payment.
Credit Card Fee Information:
Foreign Transaction Fee:
Balance Transfer Fee:
3% ($15 min. )
Earn points for every dollar spent on the UMB Visa Platinum Rewards credit card, plus earn double points for every dollar of interest billed. Redeem for cash back, travel or merchandise, or choose all three.
Purchase APR: 0.00% introductory APR for six (6) months. After that, your APR will be 10.99%. Balance Transfer APR varies as follows: 10.99% if your Balance Transfer is treated as a Purchase, or 14.99% if your Balance Transfer is treated as a Cash Advance. The APR for Purchases and Cash Advances will not exceed 25.00%, but if the Penalty APR applies, it will not exceed 27.90%.
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