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About Our Ratings
Credit Needed
Excellent

UBS Visa Signature® Credit Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Cashback on Gas
3% at U.S. gas stations
2% at U.S. gas stations
Cashback on Groceries
6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
3% at U.S. supermarkets on up to $6,000 per year in purchases
Cashback on other
1% other purchases. Terms and limitations apply.
1% other purchases. Terms and limitations apply.
Purchase Intro
APR:
N/A
APR:
0% on Purchases
Period:
for 12 months
APR:
0% on Purchases
Period:
for 12 months
Purchase APR
13.49% (Variable) 
13.49%-23.49% Variable 
13.49%-23.49% Variable 
CardRatings.com Editorial Staff

UBS Visa Signature® Credit Card details

Balance Transfer Intro APR:
9.99% introductory APR for six billing cycles
Balance Transfer Intro Period:
6 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
13.49% (Variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.99%
 9.99%
 18.74%
APR:
  13.49% (Variable)
 13.49% (Variable)
 22.24% (Variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 9.99% introductory APR for six billing cycles
 N/A
Intro Period:
 N/A
 6 billing cycles
 N/A


Finance Calculation Method:
 Daily balance (including new purchases)
Default/Penalty APR:
 27.49% (Variable): If your APRs are increased for any of the stated reasons, the Penalty APR may apply to your balances indefinitely
Default/Penalty Margin:
 23.99%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you make a late payment or make a payment that is returned.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% or waived
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $2-10 or 2–3% of the amount of each transfer, whichever is greater (maximum fee: $10 – 250)  


Notes:

Rebate Description:
 Earn 1 My Choice Rewards point per dollar spent on eligible purchases. CashConnect feature allows clients to get cash from banks and ATMs worldwide without finance charges or cash advance fees. My Choice Rewards program lets clients redeem their rewards points to pay for anything they buy with their UBS credit card using the Personal Choice feature ($100 minimum in purchases). 24/7 UBS Concierge service to assist with travel planning, event ticket access, restaurant reservations and more. Unlimited number of ATM fee rebates in the U.S. (up to $3 per transaction).
Special Notes:
 Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 UBS Bank USA
General Correspondence Address:
UBS Financial Services Inc
Union City, NJ
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms Apply.
Credit Needed:
Excellent, Good
Apply online for Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits.
  • Earn Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases, 2% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
  • Simple and straightforward: With the Blue Cash Everyday Card, you can start earning cash back.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
Credit Needed:
Excellent, Good