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About Our Ratings
Credit Needed
Excellent

UBS Visa Signature® Credit Card Review

Top Features

Cashback on Gas
N/A
Cashback on groceries
N/A
Cashback on other
N/A
Annual Fee
None

This card compared to other cash back cards

Card Name
UBS Visa Signature® Credit Card
Cashback on Gas
N/A
1-5%
Unlimited 1.5% cash back
Cashback on Groceries
N/A
1-5%
Unlimited 1.5% cash back
Cashback on other
N/A
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
Unlimited 1.5% cash back
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% Intro APR on Purchases
Period:
for 15 months
Purchase APR
13.74% (Variable) 
11.99% - 23.99% Variable 
15.99%-24.74% Variable 
CardRatings.com Editorial Staff

UBS Visa Signature® Credit Card details

Balance Transfer Intro APR:
9.99% introductory APR for six billing cycles
Balance Transfer Intro Period:
6 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
13.74% (Variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.99%
 9.99%
 18.74%
APR:
  13.74% (Variable)
 13.74% (Variable)
 22.49% (Variable)
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 9.99% introductory APR for six billing cycles
 N/A
Intro Period:
 N/A
 6 billing cycles
 N/A


Finance Calculation Method:
 Daily balance (including new purchases)
Default/Penalty APR:
 27.74% (Variable): If your APRs are increased for any of the stated reasons, the Penalty APR may apply to your balances indefinitely
Default/Penalty Margin:
 23.99%
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you make a late payment or make a payment that is returned.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% or waived
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $2-10 or 2–3% of the amount of each transfer, whichever is greater (maximum fee: $10 – 250)  


Notes:

Rebate Description:
 Earn 1 My Choice Rewards point per dollar spent on eligible purchases. CashConnect feature allows clients to get cash from banks and ATMs worldwide without finance charges or cash advance fees. My Choice Rewards program lets clients redeem their rewards points to pay for anything they buy with their UBS credit card using the Personal Choice feature ($100 minimum in purchases). 24/7 UBS Concierge service to assist with travel planning, event ticket access, restaurant reservations and more. Unlimited number of ATM fee rebates in the U.S. (up to $3 per transaction).
Special Notes:
 Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 UBS Bank USA
General Correspondence Address:
UBS Financial Services Inc
Union City, NJ
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Credit Needed:
Excellent, Good
Apply online for Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99%-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good