Redeem points for anything you buy with the card. Foreign purchase transaction fees automatically waived. Airport lounge access. Exclusive personal, purchase and travel protection and concierge service. Discounted flights and luxury hotel offers.
Balance Transfer Fee: Either $2 - 10 or 2 - 3% of the amount of each transfer, whichever is greater (maximum fee: $10 - 250). Cash Advance Fee: Either $2 - 10 or 2 - 3% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee: None. Penalty APR: 27.24% (variable). If your APRs are increased for any of the stated reasons, the Penalty APR may apply to your balances indefinitely.