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About Our Ratings
Credit Needed
Excellent

UBS Preferred Visa Signature® Credit Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
$495

This card compared to other cash back cards

Card Name
UBS Preferred Visa Signature® Credit Card
Cashback on Gas
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
5% Earnings for $5k and 2% after
Cashback on other
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
13.49% (Variable) 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

UBS Preferred Visa Signature® Credit Card details

Balance Transfer Intro APR:
9.99% introductory APR for six billing cycles
Balance Transfer Intro Period:
6 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
13.49% (Variable)
Annual Fee:
$495
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.99%
 9.99%
 18.74%
APR:
  13.49% (Variable)
 13.49% (Variable)
 22.24% (Variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 9.99% introductory APR for six billing cycles
 N/A
Intro Period:
 N/A
 6 billing cycles
 N/A


Finance Calculation Method:
 Daily balance (including new purchases)
Default/Penalty APR:
 27.49% (Variable): If your APRs are increased for any of the stated reasons, the Penalty APR may apply to your balances indefinitely
Default/Penalty Margin:
 23.99%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you make a late payment or make a payment that is returned.

Credit Card Fee Information:


Annual Fee:
 $495
Foreign Transaction Fee:
 0% or waived
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $2-10 or 2–3% of the amount of each transfer, whichever is greater (maximum fee: $10 – 250)  


Notes:

Rebate Description:
 All the features listed for the UBS Visa Signature credit card, plus: Earn 3 points per dollar spent on air travel, 2 points per dollar spent on gas and groceries and 1 point per dollar spent on everything else. No foreign purchase transaction fees. Unlimited number of ATM fee rebates in the U.S. (up to $10 per transaction). Enhanced travel benefits, including access to the Visa Signature Luxury Hotel Collection and complimentary airport lounge access. Enhanced protection, including personal identity theft coverage, trip cancellation/trip interruption insurance and emergency medical evacuation and transportation coverage. Redeem points for anything you buy with the card.
Special Notes:
 Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 UBS Bank USA
General Correspondence Address:
UBS Financial Services Inc
Union City, NJ
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good