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About Our Ratings
Credit Needed
Excellent

UBS Preferred Visa Signature® Credit Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
$495

This card compared to other cash back cards

Card Name
UBS Preferred Visa Signature® Credit Card
Cashback on Gas
Unlimited 1.5% cash back
1%
Cashback on Groceries
Unlimited 1.5% cash back
1%
Cashback on other
Unlimited 1.5% cash back
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
0%
Period:
for 12 months
Purchase APR
13.49% (variable) 
14.24%-23.24% Variable 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

UBS Preferred Visa Signature® Credit Card details

Balance Transfer Intro APR:
9.99% introductory APR for six billing cycles
Balance Transfer Intro Period:
6 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
13.49% (variable)
Annual Fee:
$495
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.99%
 9.99%
 18.74%
APR:
  13.49% (variable)
 13.49% (variable)
 22.24% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 9.99% introductory APR for six billing cycles
 N/A
Intro Period:
 N/A
 6 billing cycles
 N/A


Finance Calculation Method:
 Daily balance (including new purchases)
Default/Penalty APR:
 27.49% (variable): If your APRs are increased for any of the stated reasons, the Penalty APR may apply to your balances indefinitely
Default/Penalty Margin:
 23.99
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you make a late payment or make a payment that is returned.

Credit Card Fee Information:


Annual Fee:
 $495
Foreign Transaction Fee:
 0% or waived
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $2-10 or 2–3% of the amount of each transfer, whichever is greater (maximum fee: $10 – 250)  


Notes:

Rebate Description:
 All the features listed for the UBS Visa Signature credit card, plus: Earn 3 points per dollar spent on air travel, 2 points per dollar spent on gas and groceries and 1 point per dollar spent on everything else. No foreign purchase transaction fees. Unlimited number of ATM fee rebates in the U.S. (up to $10 per transaction). Enhanced travel benefits. Redeem points for anything you buy with the card.
Special Notes:
 Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 UBS Bank USA
General Correspondence Address:
 UBS Financial Services Inc
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Chase Freedom Unlimited ℠

Chase Freedom Unlimited ℠

  • NEW! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
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Credit Needed:
Excellent/Good
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Credit Needed:
Excellent/Good