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True EarningsĀ® Business Card from Costco and American Express

Credit Card Rate Information:

Balance Transfer
Cash Advance

  15.24% Variable
 21.24% Variable
APR Floor:
Intro Rate:
 0% Fixed
Intro Period:
 6 months

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 27.24% Variable
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
 Penalty APR will apply to your account if: 1) You make 2 or more late payments in a 12-month period; 2) You do not pay the Minimum Payment due by the closing date of the billing period in which it is due; or 3) You make a payment that is returned.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:


Rebate Description:
 Earn 3% Cash Back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases (then 1%), 2% Cash Back at US restaurants, 2% Cash Back on eligible travel purchases, including at Costco, and 1% Cash Back on other purchases, including at Costco. Terms and limitations apply. You will receive your Cash Back annually in the form of a reward coupon.
Special Notes:
 Annual Fee: No annual fee for this credit card with your paid Costco Membership. APR for Purchases: 0.0% introductory APR for the first 6 months. After that, your APR will be 15.24%. This APR will vary with the market based on the Prime Rate. Cash Advance Fee: Either $5 or 3% of the advance amount, whichever is greater. Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars. Penalty APR: 27.24% variable; If the Penalty APR is applied, it will apply for a minimum of 12 billing periods in a row, and will continue to apply until after you have made timely payments, with no returned payments for 12 billing periods in a row.
Card Issued By:
 American Express
General Correspondence Address:
 200 Vesey Street, New York, NY, 10285
Card Type:
 American Express
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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