Tompkins Trust Visa Secured

  • Card issued by : Tompkins Trust Company
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Poor/No Credit
  • Margin Index : Prime + 14.99%
  • Purchase APR :
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $300
  • Maximum Credit Limit : $5,000
  • Annual Fee : $35
  • Over-the-Limit Fee : $39 depending on balance
  • Late Payment Fee : $19 - $39 depending on balance
  • Penalty/Default APR : 27.24%
  • Penalty/Default Trigger : Past due by 15 days once or over 5 days past due twice in 12 months or overlimit 2 times in 12 months.
  • Maximum Default APR :None
  • Universal Default Clause : Yes
  • Foreign Currency Fee : 3.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    18.24%
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A
    N/A

    None
    3.00%
    N/A
    $5.00
    None
    20.99%
    N/A
    None
    N/A
    4.00%
    $10.00
    None
  • Rebate Description: N/A
  • Special Notes: None