0% introductory APR for the first 12 billing cycles.
0% introductory APR for the first 12 billing cycles for balances transferred within 366 days from account opening.
12 billing cycles
12 billing cycles
Finance Calculation Method:
Average Daily Balance (including new purchases)
Default/Penalty APR Floor:
Credit Card Fee Information:
Foreign Transaction Fee:
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
Up to $38
Balance Transfer Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Applicant must be 18 years of age and have a U.S. address and Social Security Number. Convenience Check Cash Advance Fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater. Cash Advance ATM Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Returned Payment Fee: Up to $35.
Credit Card More Information:
Card Issued By:
Elan Financial Services for Tioga State Bank
General Correspondence Address:
PO Box 6354
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Consumer Reviews:
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Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
0% introductory APR on purchases for the first 9 billing cycles