A percentage of every purchase made on your Reach Out and Read credit card goes back to Reach Out and Read. Raise awareness about early literacy and raise additional funds at no cost to you. Your support will help purchase books for Reach Out and Read Sites nationwide and start up new Reach Out and Read Sites.
APR for Balance Transfers: 0.00% Introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After the first 12 billing cycles, and for Balance Transfers made more than 60 days from account opening, 13.99% to 17.99% (based on your credit worthiness) if your Balance Transfer is treated as a Purchase, or 24.99% if your Balance Transfer is treated as a Cash Advance. These APRs will vary with the market based on the Prime Rate. Balance Transfer Fee: 3% of the amount of the Balance Transfer, with a $15 minimum and no maximum. Cash Advance Fee: 3% of the amount of the Cash Advance, with a $15 minimum and $50 maximum. Foreign Transaction Fee: 2% of the US Dollar amount of each Cash Advance or Purchase. Grace Period for Purchases is at least 21 days after the close of each billing cycle. Card issuer will generally begin charging interest on Cash Advances and Balance Transfers on the transaction date. Returned Payment Fee: Up to $35.