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About Our Ratings
Credit Needed
Excellent

The Let's Breakthrough, Inc. Visa® Platinum Rewards Card Review

Top Features

Cashback on Gas
N/A
Cashback on groceries
N/A
Cashback on other
N/A
Annual Fee
$0

This card compared to other cash back cards

Card Name
The Let's Breakthrough, Inc. Visa® Platinum Rewards Card
Cashback on Gas
N/A
Unlimited 1.5% cash back
5%
Cashback on Groceries
N/A
Unlimited 1.5% cash back
1%
Cashback on other
N/A
Unlimited 1.5% cash back
5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
0%
Period:
12 months
Purchase APR
13.99% - 17.99% Variable 
14.24%-23.24% Variable 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

The Let's Breakthrough, Inc. Visa® Platinum Rewards Card details

Balance Transfer Intro APR:
0%
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
13.99% - 17.99% Variable
Annual Fee:
$0
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 
 
 
Margin:
 10.74 - 14.74
 10.74 - 14.74
 21.74
APR:
  13.99% - 17.99% Variable
 13.99% - 17.99% Variable
 24.99% Variable
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 0%
 N/A
Intro Period:
 
 12 billing cycles
 n/a


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 N/A
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 N/A

Credit Card Fee Information:


Annual Fee:
 $0
Foreign Transaction Fee:
 2%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($15 min. )  


Notes:

Rebate Description:
 Receive Visa Platinum benefits including online banking, auto rental, travel insurance, and much more. Earn redeemable rewards points by shopping at participating retailers.
Special Notes:
 The APR for Purchases and Cash Advances will not exceed 25.00%. APR for Balance Transfers 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After the first 12 billing cycles, and for Balance Transfers made more than 60 days from account opening, 13.99% to 17.99% (based on your credit worthiness) if your Balance Transfer is treated as a Purchase, or 24.99% if your Balance Transfer is treated as a Cash Advance. These APRs will vary with the market based on the Prime Rate.
Credit Card More Information:

Card Issued By:
 UMB Bank
General Correspondence Address:
 4900 Main Street
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good
Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good