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Excellent

The Kings Bay YM-YWHA Visa® Platinum Rewards Card Review

The Kings Bay YM-YWHA Visa® Platinum Rewards Card details

Balance Transfer Intro APR:
0%
Balance Transfer Intro Period:
12 billing_cycles
Purchase Intro:
APR:
None
Purchase APR:
13.99% - 17.99% Variable
Annual Fee:
$0
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 
 
 
Margin:
 10.74 - 14.74
 10.74 - 14.74
 21.74
APR:
  13.99% - 17.99% Variable
 13.99% - 17.99% Variable
 24.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 0%
 None
Intro Period:
 none
 12 billing_cycles
 none


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 $0
Foreign Transaction Fee:
 2%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($15 min. )  


Notes:

Rebate Description:
 Receive Visa Platinum benefits including online banking, auto rental, travel insurance, and much more. Earn redeemable rewards points by shopping at participating retailers.
Special Notes:
 APR for Balance Transfers: 0.00% Introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After the first 12 billing cycles, and for Balance Transfers made more than 60 days from account opening, 13.99% to 17.99% (based on your credit worthiness) if your Balance Transfer is treated as a Purchase, or 24.99% if your Balance Transfer is treated as a Cash Advance. These APRs will vary with the market based on the Prime Rate. Balance Transfer Fee: 3% of the amount of the Balance Transfer, with a $15 minimum and no maximum. Cash Advance Fee: 3% of the amount of the Cash Advance, with a $15 minimum and $50 maximum. Foreign Transaction Fee: 2% of the US Dollar amount of each Cash Advance or Purchase. Grace Period for Purchases is at least 21 days after the close of each billing cycle. Card issuer will generally begin charging interest on Cash Advances and Balance Transfers on the transaction date.
Credit Card More Information:

Card Issued By:
 UMB Bank
General Correspondence Address:
 4900 Main Street
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent