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The Caribbean Education Foundation Visa® Platinum Rewards Card

Credit Card Rate Information:

Balance Transfer
Cash Advance

 10.74 - 14.74
 10.74 - 14.74
  13.99% - 17.99% Variable
 13.99% - 17.99% Variable
 24.99% Variable
APR Floor:
Intro Rate:
Intro Period:
 12 billing_cycles

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
3% ($15 min. )  


Rebate Description:
 Receive Visa Platinum benefits including online banking, auto rental, travel insurance, and much more. Earn redeemable rewards points by shopping at participating retailers.
Special Notes:
 The CARIBBEAN EDUCATION FOUNDATION, INC. (CEF) is a registered 501(c)(3) nonprofit organization in the United States, dedicated to helping underprivileged youth gain access to fundamental education in the Caribbean. A percentage of every purchase made on your Caribbean Education Foundation credit card goes back to Caribbean Education Foundation. APR for Balance Transfers: 0.00% Introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After the first 12 billing cycles, and for Balance Transfers made more than 60 days from account opening, 13.99% to 17.99% (based on your credit worthiness) if your Balance Transfer is treated as a Purchase, or 24.99% if your Balance Transfer is treated as a Cash Advance. These APRs will vary with the market based on the Prime Rate. Balance Transfer Fee: 3% of the amount of the Balance Transfer, with a $15 minimum and no maximum. Cash Advance Fee: 3% of the amount of the Cash Advance, with a $15 minimum and $50 maximum. Foreign Transaction Fee: 2% of the US Dollar amount of each Cash Advance or Purchase. Grace Period for Purchases is at least 21 days after the close of each billing cycle. Card issuer will generally begin charging interest on Cash Advances and Balance Transfers on the transaction date. Returned Payment Fee: Up to $35.
Card Issued By:
 UMB Bank
General Correspondence Address:
 4900 Main Street, Kansas City, MO, 64106
Card Type:
Card Class:
Card Category:
 Airlines, Balance Transfer, Cash Back, Low Intro Rate, Reward
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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