Teachers FCU Visa Secured Classic

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

N/A

Margin:

N/A

APR:

7.20% Fixed

None

7.20% Fixed

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

1%

Late Fee:

Over-the-limit Fee:

$10 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

N/A

Special Notes:

Available to members only. 25 day grace period on purchases. The exchange rate for transactions in a foreign currency will be a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or the government mandated rate in effect for the applicable central processing date. All transactions in foreign countries will be subject to a 1% conversion or processing fee. In California a maximum of $10 in Over Limit Fees may be imposed with respect to any charge that causes the outstanding balance to exceed the credit limit by $500 or 120 percent, whichever is less. No more than one over limit charge may be assessed within a single monthly billing cycle.

Card Issued By:

Teachers FCU

General Correspondence Address:

PO Box 9029, Farmingville, NY, 11738

Card Type:

Visa

Card Class:

Secured

Card Category:

Low Interest

States Available In:

NY