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Teachers FCU Student No Frills Card

Credit Card Rate Information:

Balance Transfer
Cash Advance

  9.36% Fixed
 9.36% Fixed
 9.36% Fixed
APR Floor:
Intro Rate:
Intro Period:

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
 0.08% - 1%
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
2% ($5 min. )  


Rebate Description:
Special Notes:
 Available to Teachers FCU members only. The student card allows young adults to establish credit. No credit history is required. Derogatory credit is not allowed. All applicants must provide proof of regular monthly income (i.e.: part-time job). Applicants 21 years or younger, without verifiable repayment ability, will require a parent or legal guardian to sign as co-applicant. The parent or legal guardian will be responsible for repayment of the card balance. 25 day grace period on purchases. Cash Advance Fee (ATM): $5 or 2% of the amount of each cash advance, whichever is greater. Cash Advance Fee (Over-the-Counter): $0.01 or 2% of the amount of each cash advance, whichever is greater (Maximum Fee: $999.99). Foreign Transaction Fee: 1% of each multiple currency transaction in U.S. dollars; 0.80% of each single currency transaction in U.S. dollars. Returned Convenience Check Fee Up to $15.
Card Issued By:
 Teachers FCU
General Correspondence Address:
 PO Box 9029, Farmingville, NY, 11738
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
 $100 min.
Maximum Credit Limit:
 $750 max.
Credit Limit Notes:

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