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Teachers FCU Student No Frills Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 N/A
 
 
Margin:
 N/A
 N/A
 N/A
APR:
  9.36% Fixed
 9.36% Fixed
 9.36% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 0.08% - 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
2% ($5 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 Available to Teachers FCU members only. The student card allows young adults to establish credit. No credit history is required. Derogatory credit is not allowed. All applicants must provide proof of regular monthly income (i.e.: part-time job). Applicants 21 years or younger, without verifiable repayment ability, will require a parent or legal guardian to sign as co-applicant. The parent or legal guardian will be responsible for repayment of the card balance. 25 day grace period on purchases. Cash Advance Fee (ATM): $5 or 2% of the amount of each cash advance, whichever is greater. Cash Advance Fee (Over-the-Counter): $0.01 or 2% of the amount of each cash advance, whichever is greater (Maximum Fee: $999.99). Foreign Transaction Fee: 1% of each multiple currency transaction in U.S. dollars; 0.80% of each single currency transaction in U.S. dollars. Returned Convenience Check Fee Up to $15.
Card Issued By:
 Teachers FCU
General Correspondence Address:
 PO Box 9029, Farmingville, NY, 11738
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 Student
States Available In:
 NY
Minimum Credit Limit:
 $100 min.
Maximum Credit Limit:
 $750 max.
Credit Limit Notes:
 



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