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Teachers FCU Student No Frills Card Review

Teachers FCU Student No Frills Card details

Balance Transfer Intro APR:
1.99% Fixed
Balance Transfer Intro Period:
APR:
9 billing cycles
Balance Transfer Fee:
2% ($5 min. )
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  9.36% Fixed
 9.36% Fixed
 9.36% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 1.99% Fixed
 1.99% Fixed
 None
Intro Period:
 9 billing cycles
 9 billing cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 0.08% - 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
2% ($5 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 Available to Teachers FCU members only. The student card allows young adults to establish credit. No credit history is required. Derogatory credit is not allowed. All applicants must provide proof of regular monthly income (i.e.: part-time job). Applicants 21 years or younger, without verifiable repayment ability, will require a parent or legal guardian to sign as co-applicant. 25 day grace period on purchases. Open a NEW Platinum, Classic, or No Frills card through December 31, 2015 to receive the 1.99% APR promotional rate. The promotional rate for Purchases and Balance Transfers is 1.99% for new cardholders and will extend through 9 billing cycles from your initial qualifying transaction. Balance Transfers must be a minimum of $1,000. No Balance Transfer Fee for promotional period. When the promotional period ends, any new or outstanding balance transfers will revert to the then Standard APR for your card type, which is currently 9.36% for the Student No Frills Card. Balance Transfer Fee: $5 or 2% of the amount of each balance transfer, whichever is greater. Cash Advance Fee (ATM): $5 or 2% of the amount of each cash advance, whichever is greater. Cash Advance Fee (Over-the-Counter): $0.01 or 2% of the amount of each cash advance, whichever is greater (Maximum Fee: $999.99). Foreign Transaction Fee: 1% of each multiple currency transaction in U.S. dollars; 0.80% of each single currency transaction in U.S. dollars. Returned Convenience Check Fee Up to $15
Credit Card More Information:

Card Issued By:
 Teachers FCU
General Correspondence Address:
 PO Box 9029
Card Type:
 Visa
Card Class:
 Other
Card Category:
 Student
States Available In:
 
Minimum Credit Limit:
 $100 min.
Maximum Credit Limit:
 $750 max.
Credit Limit Notes:
 

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