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About Our Ratings

Teachers FCU Platinum Visa Review

Teachers FCU Platinum Visa details

Balance Transfer Intro APR:
1.99% Fixed
Balance Transfer Intro Period:
APR:
12 billing_cycles
Balance Transfer Fee:
2% ($5 min. )
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 
 
Margin:
 N/A
 N/A
 N/A
APR:
  9.96% Fixed
 9.96% Fixed
 9.96% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 1.99% Fixed
 None
Intro Period:
 None
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 0.80% - 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
2% ($5 min. )  


Notes:

Rebate Description:
 You'll be automatically enrolled in the Score Card program that rewards points every time you use your Platinum card. Choose from a wide range of merchandise items in the Visa Score Cards Rewards catalogue. Or redeem your points for Visa Travel Rewards.
Special Notes:
 Available to Teachers FCU members only. 25 day grace period on purchases. The promotional rate for balance transfers is 1.99%. This promotional rate will extend through twelve billing cycles from your initial qualifying transaction. When the promotional period ends, any new or outstanding balance transfers will revert to the then Standard APR for your card type, which is currently 9.96% for the Platinum Card. Balance Transfer Fee: $5 or 2% of the amount of each balance transfer, whichever is greater. Cash Advance Fee (ATM): $5 or 2% of the amount of each cash advance, whichever is greater. Cash Advance Fee (Over-the-Counter): $0.01 or 2% of the amount of each cash advance, whichever is greater (Maximum Fee: $999.99). Foreign Transaction Fee: 1% of each multiple currency transaction in U.S. dollars; 0.80% of each single currency transaction in U.S. dollars. Returned Convenience Check Fee Up to $15.
Credit Card More Information:

Card Issued By:
 Teachers FCU
General Correspondence Address:
 PO Box 9029
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Low Interest, Reward
States Available In:
 NY
Minimum Credit Limit:
 $2500 min.
Maximum Credit Limit:
 $25000 max.
Credit Limit Notes:
 

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About Our Ratings ×

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