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Teachers FCU No Frills Visa Classic Review

Teachers FCU No Frills Visa Classic details

Balance Transfer Intro APR:
1.99% Fixed
Balance Transfer Intro Period:
APR:
9 billing cycles
Balance Transfer Fee:
2% ($5 min. )
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  9.36% Fixed
 9.36% Fixed
 9.36% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 1.99% Fixed
 1.99% Fixed
 None
Intro Period:
 9 billing cycles
 9 billing cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 0.80% - 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
2% ($5 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be a member of Teachers FCU. 25 day grace period on purchases. Open a NEW Platinum, Classic, or No Frills card through December 31, 2015 to receive the 1.99% APR promotional rate. The promotional rate for Purchases and Balance Transfers is 1.99% for new cardholders and will extend through 9 billing cycles from your initial qualifying transaction. Balance Transfers must be a minimum of $1,000. No Balance Transfer Fee for promotional period. When the promotional period ends, any new or outstanding balance transfers will revert to the then Standard APR for your card type, which is currently 9.36% for the Classic No Frills Card. Balance Transfer Fee: $5 or 2% of the amount of each balance transfer, whichever is greater. Cash Advance Fee (ATM): $5 or 2% of the amount of each cash advance, whichever is greater. Cash Advance Fee (Over-the-Counter): $0.01 or 2% of the amount of each cash advance, whichever is greater (Maximum Fee: $999.99). Foreign Transaction Fee: 1% of each multiple currency transaction in U.S. dollars; 0.80% of each single currency transaction in U.S. dollars. Returned Convenience Check Fee Up to $15.
Credit Card More Information:

Card Issued By:
 Teachers FCU
General Correspondence Address:
 PO Box 9029
Card Type:
 Visa
Card Class:
 Classic
Card Category:
 Low Ongoing Rate, Low Interest
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Credit Needed:
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