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TD Simply Flexible Business℠ Visa® Credit Card Review

TD Simply Flexible Business℠ Visa® Credit Card details

Balance Transfer Intro APR:
0% Introductory APR for the first 12 billing cycles after Account opening
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
Purchase APR:
9.24% - 21.24% Variable
Annual Fee:
see more  

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 5.99 - 17.99
 5.99 - 17.99
  9.24% - 21.24% Variable
 9.24% - 21.24% Variable
 23.24% Variable
APR Floor:
Intro Rate:
 0% Introductory APR for the first 12 billing cycles after Account opening
Intro Period:
 12 billing cycles

Finance Calculation Method:
 Average Daily Balance (including current transactions)
Default/Penalty APR:
 27.24% (variable); The Penalty APR will apply until you make six consecutive minimum payments when due.
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
 This APR may be applied to new and existing balances on your account if any required payment is 30 days past due.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
 3% of each transaction in U.S. dollars
Late Fee:
 Up to $35
Over-the-limit Fee:
Balance Transfer Fee:
Either $10 or 4% of the amount of each transfer, whichever is greater  


Rebate Description:
Special Notes:
 Simply Flexible Business APR's allow you to control your monthly interest rate – the more you pay, the lower your interest rate and the more you save. See website for details. Returned Payment Fee: $39.
Credit Card More Information:

Card Issued By:
 TD Bank, NA
General Correspondence Address:
 Portland Square
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Josephine E Parella ( Jan 24, 2013 at 8:56 am)

    I would love too apply for the TD SIMPLY FLEXIBLE BUSINESS VISA CREDIT CARD, I do not have very good credit, but I started a little Business and I need a Business Credit Card.

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Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
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Credit Needed:

Other offers from TD Bank, NA