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TD Simply Flexible Business℠ Visa® Credit Card Review

TD Simply Flexible Business℠ Visa® Credit Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
APR:
12 billing_cycles
Balance Transfer Fee:
4% ($10 min. )
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 5.99 - 17.99
 5.99 - 17.99
 19.99
APR:
  9.24% - 21.24% Variable
 9.24% - 21.24% Variable
 23.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 0% Fixed
 None
Intro Period:
 None
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 27.24% Variable
Default/Penalty Margin:
 23.99
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 This APR may be applied to new and existing balances on your account if any required payment is 30 days past due.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 Simply Flexible Business APR's allow you to control your monthly interest rate – the more you pay, the lower your interest rate and the more you save: 9.24% for a monthly billing cycle in which a payment greater than or equal to the Minimum Monthly Payment due for the prior cycle, that is at least 10% of the account balance, is received by the Payment Due Date; 16.24% for a monthly billing cycle in which a payment greater than or equal to the Minimum Monthly Payment due for the prior cycle, that is at least 5% and not more than 9.99% of the account balance, is received by the Payment Due Date; 21.24% for a monthly billing cycle in which the Minimum Monthly Payment for the prior cycle that is less than 5% of the account balance is received by the Payment Due Date. All available APRs will vary with the market based on the Prime Rate. Balance Transfer Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 5% of each cash advance, whichever is greater. Foreign Transaction Fee: 3% of each transaction in US dollars. Late payment Fee: Up to $35. Penalty APR: 27.24% for all Purchase, Balance Transfer, and Cash Advance balances; your APR may be increased to the Penalty APR if any required payment is 30 days past due. The Penalty APR will apply until you make six consecutive minimum payments when due.
Credit Card More Information:

Card Issued By:
 TD Bank, NA
General Correspondence Address:
 Portland Square
Card Type:
 Visa
Card Class:
 Other
Card Category:
 Balance Transfer, Low Interest, Business
States Available In:
 CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Josephine E Parella ( Jan 24, 2013 at 8:56 am)

    I would love too apply for the TD SIMPLY FLEXIBLE BUSINESS VISA CREDIT CARD, I do not have very good credit, but I started a little Business and I need a Business Credit Card.


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Apply online for Citi Simplicity® Card

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Credit Needed:
Excellent
Apply online for BankAmericard® Credit Card

BankAmericard® Credit Card

  • NEW OFFER! 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed:
Excellent/Good