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TD Easy Rewards℠ Visa Credit Card Review

TD Easy Rewards℠ Visa Credit Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
12 billing_cycles
Balance Transfer Fee:
4% ($10 min. )
Annual Fee:
see more details ∨

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 9.74 - 19.74
 9.74 - 19.74
  12.99% - 22.99% Variable
 12.99% - 22.99% Variable
 23.24% Variable
APR Floor:
Intro Rate:
 0% Fixed
Intro Period:
 12 billing_cycles

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
4% ($10 min. )  


Rebate Description:
 Earn 5x the rewards points on eligible purchases for the first 6 billing statements after account opening. Plus, earn 1 point for every $1 spent on other purchases made – everywhere, every time.Redeem for cash back, electronics, gift cards, travel rewards and more.
Special Notes:
 APR for Balance Transfer: 0% Introductory APR for the first 12 billing cycles from account opening; after that your APR will be a variable 12.99%, 17.99% or 22.99% based on your creditworthiness. Balance Transfer Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 5% of each cash advance, whichever is greater. Foreign Transaction Fee: 3% of each transaction in US dollars. Late payment Fee: Up to $35. If your payment is 60 days past due, you may lose your introductory APR and receive the APR for balance transfers which would apply to all balance transfers on the Account.
Credit Card More Information:

Card Issued By:
 TD Bank, NA
General Correspondence Address:
 Portland Square
Card Type:
Card Class:
Card Category:
 Low Interest, Airlines, Reward, Balance Transfer
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Mark ( Jan 16, 2013 at 1:58 pm)

    I have been a customer of T Bank for the past 14 years. I applied for this card, which was offered with a rate of between 9.24% - 23.24%, expecting the 9.24% rate. My credit score is high, I have not missed or been late with auto payments in the last 3 years, no banckruptcies or judgements - ever. To my horror, I received the cards with the worst and maximum rate of 23.24%. I went to my branch manager in Aberdeen who said he will look into it and will "call me tomorrow". That was 6 weeks ago and I'm still waiting for that call. I spoke with Debbie in the credit call center who had no explanation and promised "someone from corporate will call back". I've been waiting 4 weeks for that call. I called Debbie again 2 days ago and she again promised that someone wold call me back. This did not happen either. I am ashamed to be a customer of TD Bank. They pay the lowest rates for savings accounts in the United States and charge the highest rates for loans and credit cards. If I do not hear back from W. Edmund Clark hinself, Chairman of the Board of TD Bank by the close of business TODAY, I will close my: Personal Checking Account Savings Account MOney Market Account and Business Checking Account and I will continue to post my experience on these websites. I suspect that the bank NEVER intended to give ANYONE the 9.24% rate. I also see how much they care by ignoring me. Mark

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Apply online for Citi Simplicity® Card

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Credit Needed:
Apply online for BankAmericard® Credit Card

BankAmericard® Credit Card

  • NEW OFFER! 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed: