Earn 5x rewards points on eligible purchases for the first 6 months. After the introductory period, earn 1 point for every $1 spent on eligible purchases with no point limits, no redemption fees, plus your points don't expire. Redeem for airline tickets, hotel stays and car rentals.
Balance Transfers: either $10 or 4% of the amount of each transfer, whichever is greater. Cash Advance fee: either $10 or 5% of each cash advance, whichever is greater. Late payment fee is up to $35. Overlimit fee is $39. Dishonored Balance/Convenience Check Fee is $39.