Receive 5% off your purchases at Target stores and Target.com. When you use your REDcard at Target.com, your purchases ship for free. 30 extra days for returns. Use your Target REDcard for everyday savings, to support your favorite K-12 school, and to make prescriptions rewarding.
Retail Credit Card. Grace Period: Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance each month. Late Payment Fee: Up to $35. Returned Payment Fee: Up to $25. Your Target Credit Card can only be used at Target stores in the United States and at Target.com.