No caps or limits on the points you can earn, plus you have at least five years to redeem points for rewards. Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
Applicant must be at least 18 years of age, have a US address, a Social Security number, and be attending a 2 or 4-year college. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Cash Equivalent Advance fee is either 4% of the amount of each advance or $20 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater. Returned Payment Fee: up to $35.