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Credit Needed
Excellent

Stony Brook Alumni Association Rewards Visa® Credit Card Review

Top Features

Cashback on Gas
1%
Cashback on groceries
1%
Cashback on other
1%
Purchase APR
12.24% - 22.24% Variable 

This card compared to other cash back cards

Card Name
Stony Brook Alumni Association Rewards Visa® Credit Card
Cashback on Gas
1%
1% When You Buy, 1% As You Pay
Up to 3%
Cashback on Groceries
1%
1% When You Buy, 1% As You Pay
Up to 2% at grocery stores
Cashback on other
1%
1% When You Buy, 1% As You Pay
1%
Purchase APR
12.24% - 22.24% Variable 
13.24% - 23.24%* (Variable) 
13.24% - 23.24% Variable APR on purchases and balance transfers 
Rates and Fees
CardRatings.com Editorial Staff

Stony Brook Alumni Association Rewards Visa® Credit Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
6 months
Purchase Intro:
APR:
None
Purchase APR:
12.24% - 22.24% Variable
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 8.99 - 18.99
 8.99 - 18.99
 N/A
APR:
  12.24% - 22.24% Variable
 12.24% - 22.24% Variable
 24.99% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 0% Fixed
 None
Intro Period:
 None
 6 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 27.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% - 4%
Late Fee:
 None
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($5 min. )  


Notes:

Rebate Description:
 Support Stony Brook University while you automatically build points towards 1% cash back, valuable merchandise, gift cards, and more. A portion of what you spend will support Stony Brook scholarships and the Alumni Association.
Special Notes:
 Grace period: Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date of each month. Domestic Cash Advance Fees (including convenience checks): 4% of the amount of each transaction ($5.00 minimum). Balance Transfer Fee: 4% of the transaction amount ($5.00 minimum). Foreign Transaction Fee: 3% of each transaction conducted outside of the US. Foreign Country Cash Advances (including convenience checks): 4% of the transaction amount ($5.00 minimum and $1,000.00 maximum).
Credit Card More Information:

Card Issued By:
 PartnersFirst
General Correspondence Address:
 PO Box 84027
Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 $250000 max.
Credit Limit Notes:
 

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Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good
Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America(R) checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
Credit Needed:
Excellent/Good