Steuben Trust Visa Signature Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

6 billing cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

1% unlimited cash back. Earn one point for every net dollar spent. Roundtrip airline ticket at 25,000 points. Redeem for travel on any airline without frequent flyer program restrictions. Earn 2,500 first-use bonus points, which you can redeem for a $25 statement credit. The richest travel, gift certificates, and merchandise rewards.

Special Notes:

Applicant must be at least 18 years of age, have a US address, Social Security number. No pre-set spending limit. The no pre-set spending limit means that individual transactions are authorized by card company based on factors such as account history, credit record, and payment resources. Card company will pre-set an upper limit for revolving balances and cash advances. If you do not qualify for the Visa Signature Card, you will be considered for the Select Rewards Platinum card. Foreign Transaction fees vary as follows: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Balance Transfer fee: Is either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that it's either $10 or 4% of the amount of each transfer, whichever is greater. Cash advance fee is either $10 or 4% of the advance amount, whichever is greater. Grace Period: The due date is 24-30 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month.

Card Issued By:

Elan Financial Services for Steuben Trust Co

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Signature

Card Category:

Airlines, Balance Transfer, Cash Back, Low Interest, Low Intro Rate, Reward

States Available In:

ALL