0% introductory APR for the first 6 billing cycles.
0% introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening.
6 billing cycles
6 billing cycles
Finance Calculation Method:
Average Daily Balance (including new purchases)
Default/Penalty APR Floor:
Credit Card Fee Information:
Foreign Transaction Fee:
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
Up to $37
Balance Transfer Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Earn 1 point for every net $1 you spend. No caps or limits on the points you can earn, plus you have five years to redeem points for rewards. Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
Applicant must be 18 years of age and have a U.S. address and Social Security Number. Convenience Check Cash Advance Fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater. Cash Advance ATM Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Returned Payment Fee: Up to $35.
Credit Card More Information:
Card Issued By:
Elan Financial Services for Steuben Trust Co
General Correspondence Address:
PO Box 6354
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
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