Applicants must be at least 18 years of age (does not apply to authorized users) and reside in the United States or United States territories. Balance transfer fee is either $10 or 3% of the amount of each transfer, whichever is greater (maximum fee is $250). You will be charged interest on the cash advances and balance transfers on the transaction posting date. The Cash Advance fee is either $10 or 4% of the amount of each cash advance, whichever is greater.
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