Average Consumer Ratings:
11.99 - 15.99
15.24% - 19.24%
Finance Calculation Method:
Average daily balance (including new purchases)
Default/Penalty APR Floor:
Penalty APR will apply to your account if you: make one or more late payments; or make a payment that is returned
$0 introductory annual fee for the first year, then $65
Foreign Transaction Fee:
(of each transaction after conversion to US dollars.)
Up to - $37
Balance Transfer Fee:
Terms and Restrictions apply.
Card Issued By:
General Correspondence Address:
200 Vesey Street, New York, NY, 10285
Airlines, Reward, Travel
( May 15, 2012 at 8:52 am
After years of preferring cash-back cards to travel / points cards I finally decided to try out a travel card to help save up for vacations.
I have had this card since August 2011 and have been very impressed so far. The points go a long way when you redeem for hotel stays--especially since they allow you to redeem for points and cash. I have gotten some awesome deals on stays and have loved all the Starwood properties we've stayed at so far.
Overall this is a sweet deal for those who will redeem for hotel stays--high value on points, nothing but top notch service from Amex and Starwood, beautiful hotels, and I have never had any trouble redeeming or finding a hotel in any major city. However, if you redeem for anything other than hotel stays the points are devalued. So, if you are looking for anything other than cheap and/or free stays and upgrades at swanky hotels, then this isn't the card for you.
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