Starwood Preferred Guest(R) Credit Card from American Express

Cards By Category

Credit Rating

Bank/Issuer

Apply online for Starwood Preferred Guest(R) Credit Card from American Express

Starwood Preferred Guest(R) Credit Card from American Express
This card is best for consumers that travel frequently, stay at Starwood Hotels, and do not revolve a balance.

Intro APR
N/A

Regular APR
15.24% - 19.24% Variable

Intro APR Period
N/A

Credit Score
Good

Card Category
Credit Card Deals, Hotel, Travel

CardRatings

Close Window

Credit Type

Required Score

Excellent Credit

750 — 850

Good Credit

690 — 749

Fair Credit

640 — 689

Poor Credit

Poor

It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here

Credit Card Review

by Card Expert Curtis Arnold

This card is affiliated with Starpoints Reward system and is probably one of the better cards for hotel rewards. Cardholder can earn bonus points that can be cashed in for free nights at Starpoint hotels. Earn 4 to 5 Starpoints for every dollar you spend at participating Starwood Preferred Guest Hotels and Resorts. Earn one Starpoint for every dollar of eligible spending. Redeem the Star Points you earn for nights at Starwood hotels and resorts in nearly 100 countries. There are no blackout dates. Cardholder can also fly on hundreds of airlines also with no blackout dates. There is no annual fee the first year and then $65 thereafter.

Starwood Preferred Guest(R) Credit Card from American Express Details

Card Issued By:

American Express

General Correspondence Address:

200 Vesey Street New York NY 10285

Card Type:

American Express

Card Class:

Signature

Card Category:

Credit Card Deals, Hotel, Travel

States Available In:

ALL

Minimum Credit Limit:

Maximum Credit Limit:

Credit Limit Notes:

Credit Card Rate Information

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

11.99 - 15.99

21.99

Standard APR:

15.24% - 19.24% Variable

25.24% Variable

Standard APR Floor:

None

Introductory Rate:

N/A

2.90%

N/A

Introductory Period:

N/A

Yes

None

Finance Calculation Method:

Average daily balance

Purchase Grace Period:

25 days

Default/Penalty APR:

27.24% Variable

Default/Penalty Margin:

23.99

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

Penalty APR will apply to your account if you: make one or more late payments; or make a payment that is returned

Credit Card Fee Information

Annual Fee:

$65 max. $0 intro annual fee for the first year, then $65

Foreign Transaction Fee:

2.70%

Late Fee:

$19 min. - $38 max.. up to $35

Over-the-limit Fee:

None

Balance Transfer Fee:

3% ($5 min. ). $5 min

Cash Advance Fee:

3% ($5 min. ). $5 min

Rebates/Notes

Rebate Description:

Earn up to 25,000 Starpoints® - good for up to 6 free nights or 1 Award flight. Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates. Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines. Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners.

Special Notes: