Starwood Preferred Guest Business Credit Card from American Express OPEN

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Apply online for Starwood Preferred Guest<sup>®</sup> Business Credit Card from American Express OPEN

Starwood Preferred Guest^® Business Credit Card from American Express OPEN
This card is best for small business owners with good credit that do not revolve a balance and stay at Starwood Hotels frequently.

Intro APR

Regular APR
15.24% - 19.24%

Intro APR Period
N/A

Credit Score
Good

Card Category
Airlines, Business, Miles/Points, Reward, Travel

CardRatings

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Credit Type

Required Score

Excellent Credit

750 — 850

Good Credit

690 — 749

Fair Credit

640 — 689

Poor Credit

Poor

It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here

Credit Card Review

by Card Expert Curtis Arnold

Cardholders can earn bonus points for up to 6 free nights of accommodations. The consumer can redeem Starpoints at over 1,000 participating Starwood hotels or for flights on more than 350 airlines through SPG Flights with no blackout dates. There are no annual fees the first year but $65 each year thereafter. When employee cards are added points are earned at the same rate for every purchase charged cardholders earn Starpoints faster and enjoy even more savings on business purchases. The card requires good credit to be eligible.

Starwood Preferred Guest^® Business Credit Card from American Express OPEN Details

Card Issued By:

American Express

General Correspondence Address:

200 Vesey Street New York NY 10285

Card Type:

American Express

Card Class:

Signature

Card Category:

Airlines, Business, Miles/Points, Reward, Travel

States Available In:

ALL

Minimum Credit Limit:

Maximum Credit Limit:

Credit Limit Notes:

Credit Card Rate Information

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

11.99

N/A

17.99

Standard APR:

15.24% - 19.24%

N/A

21.24% Variable

Standard APR Floor:

N/A

Introductory Rate:

N/A

Introductory Period:

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

27.24% Variable.

Default/Penalty Margin:

21.99

Default/Penalty APR Floor:

Maximum Default APR:

27.24%

Penalty/Default Trigger:

Penalty APR will apply to your account if: you make 2 or more late payments in a 12-month period; you go over your credit limit 3 times in a 12-month period; or you make a payment that is returned.

Credit Card Fee Information

Annual Fee:

$65 $0 introductory annual fee for the first year, then $65

Foreign Transaction Fee:

2.70%

Late Fee:

$19 min. - $38 max.

Over-the-limit Fee:

$35 max.

Balance Transfer Fee:

Cash Advance Fee:

3% ($5 min. )

Rebates/Notes

Rebate Description:

Earn 10,000 bonus Starpoints with your first purchase Earn an additional 15,000 bonus Starpoints when you spend $5,000 in 6 months.

Special Notes:

Earn 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.