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Spirit Airlines World MasterCard® Credit Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 12.99
 12.99
 16.74 - 21.74
APR:
  16.24% Variable
 16.24% Variable
 19.99% - 24.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
 
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 This APR may be applied to new transactions on your account if you make a late payment.
Credit Card Fee Information:

Annual Fee:
 $59
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($10 min. )  


Notes:

Rebate Description:
 15,000 bonus miles after first qualifying purchase with the World MasterCard® credit card - enough for up to 3 roundtrip off-peak tickets with taxes and fees from $5.00 per award. Earn 2 miles for every dollar you spend on purchases with the World MasterCard credit card. Earn 5,000 anniversary bonus FREE SPIRIT™ miles when you spend at least $10,000 in purchases annually and pay your annual fee.
Special Notes:
 Annual Fee: $0 Introductory Fee for the first year. After that, your Annual Fee will be $59 for World MasterCard. You must be at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. Cash Advance APRs: 19.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances (variable with Prime Ratte). Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 3% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Purchases of wire transfers from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. Foreign Transaction Fees: 3% of the U.S. Dollar amount of each transaction made in a foreign currency or made in U.S. Dollars that is processed outside the United States (Note: This fee will be in addition to any other applicable fee). Card company will not charge interest on Purchases if you pay your entire balance by the due date. Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased, the Penalty APR will apply indefinitely.
Card Issued By:
 Bank of America
General Correspondence Address:
 PO Box 53132, Phoenix, AZ, 85072
Card Type:
 MasterCard
Card Class:
 World
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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