5,000 bonus miles after you make a purchase within 90 days of account opening. Earn 5,000 anniversary bonus FREE SPIRIT™ miles when you spend at least $10,000 in purchases annually and pay your annual fee. Platinum Plus® MasterCard Cardholders will earn one (1) Mile for every dollar of Net Purchases.
Annual Fee: $0 Introductory Fee for the first year. After that, your Annual Fee will be $19 for Platinum Plus MasterCard. You must be at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. Cash Advance APRs: 19.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances (variable with Prime Rate). Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 3% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Purchases of wire transfers from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased, the Penalty APR will apply indefinitely.