25,000 bonus points after you spend $1,000 in the first three months of opening your account; 6,000 bonus points every year on cardmember anniversary, up to 15,000 bonus points with eligible balance transfers made within your first ninety days of card ownership. Points can be redeemed for free flights. Earn 2 points per $1 spent on all Southwest Airline purchases, Southwest Rapid Rewards Hotel and car rental partner purchases, and earn 1 point per $1 spent on all other purchases.
Overdraft advance is not available in all states. You must be at least 18 years old to qualify (19 in AL and NE). The over the limit fee is up to $35. Late payment fee is: up to $15 if the balance is less than $100; up to $25 if the balance is $100 to less than $250; up to $35 if the balance is $250 or more.