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Apply online for Southwest Rapid Rewards® Plus Credit Card
About Our Ratings
Credit Needed
Excellent

Southwest Rapid Rewards® Plus Credit Card Review

Pros & Cons

  • Earn two points per $1 spent on Southwest purchases and one point per $1 on all other purchases, making this a good everyday card to help you rack up reward miles.
  • Southwest rewards your loyalty with 3,000 bonus points each year on your account anniversary.
  • Take advantage of a 50,000-point bonus after your spend $2,000 within the first three months.
  • Southwest's market is expanding, but it's limited to mostly domestic locations. If you travel frequently overseas, you may not fly Southwest often enough to offset the $69 annual fee.

Top Features

Points or Miles
2 points/$1 spent on Southwest® purchases
Bonus Miles or Points
Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
Purchase APR
16.49 - 23.49% Variable
Annual Fee
$69

Full Review

Amber Stubbs Managing Editor
When Southwest Airlines overhauled its fare structure and its frequent flier program to lure more passengers from traditional carriers, it brought its airline credit card program along for the ride. The Southwest Airlines Rapid Rewards Plus Credit Card doesn't just feature one of the most popular airlines in the business, it boasts some of the most attractive perks for bargain-hunting travelers. A generous signup bonus complements a new reward program that connects travel on Southwest with a network of partner airlines, hotels, and premium service providers.

Turning credit card purchases into Rapid Rewards
Longtime Southwest Airlines passengers voiced some frustration when the carrier switched to a more conventional, and potentially confusing, frequent flier program. With the new card, if you've ever redeemed awards on traditional airlines, just replace "miles" with "points" and you'll feel right at home.

With double points for every dollar you spend on Southwest, you can quickly earn enough credit to cover at least some of the cost of your next trip. In addition, you'll earn double points for purchases at a network of preferred retailers and travel providers, including popular hotels and car rental companies. You don't have to wait for your next vacation to redeem your rewards, either. Southwest's partnership with Chase Credit Cards enables Rapid Rewards cardholders to convert points into gift cards or into any of Chase's new "experiential" rewards.

Should you switch to the Southwest Airlines Rapid Rewards Plus Credit Card?
You should consider switching to this credit card if you travel on Southwest more than on any other airline. In fact, the ease of earning travel with this airline credit card might even inspire you to switch your preferred carrier.

You may also save money and earn bonus points with one of Chase's most unusual balance transfer offers. If Southwest's APR is lower than that of your current account, they'll give you a bonus point for every dollar you transfer to your new account.

This card compared to other travel rewards cards

Points or Miles
2 points/$1 spent on Southwest® purchases
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
2X miles/$1 on all purchases. Get 5% miles back to use toward your next redemption, every time you redeem
Bonus Miles or Points
Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
Purchase APR
16.49 - 23.49% Variable
16.49% - 23.49% Variable 
16.49%, 20.49% or 23.49%* Variable 
Annual Fee
$69
$0 Intro for the First Year. Then $95
$89-Waived first year
Rates and Fees
This card is best for consumers who prefer to fly Southwest and have excellent credit.
CardRatings.com Editorial Staff

Southwest Rapid Rewards® Plus Credit Card details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
N/A
Purchase APR
16.49 - 23.49% Variable
Annual Fee
$69

What Chase says about this card

  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
  • Earn unlimited points that don't expire as long as your account is open
  • 3,000 points after your cardmember anniversary every year
  • 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases
  • 1 point/$1 spent on all other purchases
  • No blackout dates or seat restrictions
  • Bags fly free®
  • No change fees

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Featured offers
Currently available on the Southwest Rapid Rewards® Plus Credit Card
Earn 50,000 points
After you spend $2,000 on purchases in the first 3 months your account is open

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Apply online for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards(R)
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Credit Needed:
Excellent/Good
Apply online for Barclaycard Arrival Plus™ World Elite MasterCard®

Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers
Credit Needed:
Excellent/Good