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Apply online for Southwest Rapid Rewards® Plus Credit Card
About Our Ratings
Credit Needed
Excellent

Southwest Rapid Rewards® Plus Credit Card Review

Pros & Cons

  • Earn two points per $1 spent on Southwest purchases and one point per $1 on all other purchases, making this a good everyday card to help you rack up reward miles.
  • Southwest rewards your loyalty with 3,000 bonus points each year on your account anniversary.
  • Take advantage of a 50,000-point bonus after your spend $2,000 within the first three months.
  • Southwest's market is expanding, but it's limited to mostly domestic locations. If you travel frequently overseas, you may not fly Southwest often enough to offset the $69 annual fee.

Top Features

Points or Miles
2 points/$1 spent on Southwest® purchases
Bonus Miles or Points
Earn 50,000 points
after you spend $2,000 on purchases in the first 3 months your account is open
Purchase APR
16.49 - 23.49% Variable
Annual Fee
$69

Full Review

Amber Stubbs Managing Editor
When Southwest Airlines overhauled its fare structure and its frequent flier program to lure more passengers from traditional carriers, it brought its airline credit card program along for the ride. The Southwest Airlines Rapid Rewards Plus Credit Card doesn't just feature one of the most popular airlines in the business, it boasts some of the most attractive perks for bargain-hunting travelers. A generous signup bonus complements a new reward program that connects travel on Southwest with a network of partner airlines, hotels, and premium service providers.

Turning credit card purchases into Rapid Rewards
Longtime Southwest Airlines passengers voiced some frustration when the carrier switched to a more conventional, and potentially confusing, frequent flier program. With the new card, if you've ever redeemed awards on traditional airlines, just replace "miles" with "points" and you'll feel right at home.

With double points for every dollar you spend on Southwest, you can quickly earn enough credit to cover at least some of the cost of your next trip. In addition, you'll earn double points for purchases at a network of preferred retailers and travel providers, including popular hotels and car rental companies. You don't have to wait for your next vacation to redeem your rewards, either. Southwest's partnership with Chase Credit Cards enables Rapid Rewards cardholders to convert points into gift cards or into any of Chase's new "experiential" rewards.

Should you switch to the Southwest Airlines Rapid Rewards Plus Credit Card?
You should consider switching to this credit card if you travel on Southwest more than on any other airline. In fact, the ease of earning travel with this airline credit card might even inspire you to switch your preferred carrier.

You may also save money and earn bonus points with one of Chase's most unusual balance transfer offers. If Southwest's APR is lower than that of your current account, they'll give you a bonus point for every dollar you transfer to your new account.

This card compared to other travel rewards cards

Points or Miles
2 points/$1 spent on Southwest® purchases
3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply
2X miles/$1 on all purchases. Get 5% miles back to use toward your next redemption, every time you redeem
Bonus Miles or Points
Earn 50,000 points
after you spend $2,000 on purchases in the first 3 months your account is open
Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
Purchase APR
16.49 - 23.49% Variable
N/A 
16.49%, 20.49% or 23.49%* Variable 
Annual Fee
$69
Introductory annual fee of $0 for the first year, then $195.
$89-Waived first year
This card is best for consumers who prefer to fly Southwest and have excellent credit.
CardRatings.com Editorial Staff

Southwest Rapid Rewards® Plus Credit Card details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
N/A
Purchase APR
16.49 - 23.49% Variable
Annual Fee
$69

What Chase says about this card

  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
  • Earn unlimited points that don't expire as long as your account is open
  • 3,000 points after your cardmember anniversary every year
  • 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases
  • 1 point/$1 spent on all other purchases
  • No blackout dates or seat restrictions
  • Bags fly free®
  • No change fees

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Featured offers
Currently available on the Southwest Rapid Rewards® Plus Credit Card
Earn 50,000 points
After you spend $2,000 on purchases in the first 3 months your account is open

Start Here

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Apply online for Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

  • Receive 25,000 Membership Rewards(R) Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
  • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
  • There is a $0 introductory annual fee for the first year, then $195.
  • Terms and limitations apply.
Credit Needed:
Excellent
Apply online for Barclaycard Arrival Plus™ World Elite MasterCard®

Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers
Credit Needed:
Excellent/Good