Cardholders receive one point per net dollar spent on their VISA Platinum Rewards credit card. The cardholder has their choice of any U.S. based airline, no black out dates, choice of ticket class, and no seating restrictions. Reward points can also be used for vacation packages, merchandise, gift cards, cash back awards and more, while still enjoying great card benefits including travel insurance, emergency cash and emergency card replacement
Late Payment Fee: An amount equal to past due payment or $25, whichever is less. Cash Advance Fee: 3% of the amount of each cash advance, but not less than $4 nor more than $50. Grace Period: The due date is 25 days after the close of each billing cycle. The card company will not charge you any interest on purchases if you pay your entire balance by the due date each month. The card company will begin charging interest on cash advances and balance transfers on the transaction date.