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SEFCU Visa Platinum First Time Borrower Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 12.99
 12.99
 12.99
APR:
  16.24% Variable
 16.24% Variable
 16.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 8.90% Fixed
 8.90% Fixed
 8.90% Fixed
Intro Period:
 180 days
 180 days
 180 days


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be a member of the State Employees Federal Credit Union. APR for Purchases, Balance Transfers and Cash Advances: 8.90% Introductory APR for 180 days from the issuance of the card. After that, your APR will be 16.24%. This rate will vary with the market based on Prime Rate. Other rates and terms may apply. Balance Transfer Fee: None. Cash Advance Fee: Either $5 or 3% of the amount of the advance, whichever is greater. Foreign Transaction Fee: 1% of each transaction in US dollars.
Card Issued By:
 SEFCU
General Correspondence Address:
 PO Box 12189, Albany, NY, 12212
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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