You can receive special offers and discounts just by using your SEFCU card. Categories of merchants include: apparel and shoes, books, music & movies, computers and electronics, food and drink, home and garden, hotels and lodging, toys and baby, travel, and more.
Must be a member of the State Employees Federal Credit Union. APR for Purchases, Balance Transfers and Cash Advances: 6.90% - 8.90% Introductory APR for 180 days from the issuance of the card, based on your creditworthiness. After that, your APR will be 8.24% to 16.24%, based on your creditworthiness. This rate will vary with the market based on Prime Rate. Balance Transfer Fee: None. Cash Advance Fee: Either $5 or 3% of the amount of the advance, whichever is greater. Foreign Transaction Fee: 1% of each transaction in US dollars.