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SEFCU Visa® Platinum Card

Credit Card Rate Information:

Balance Transfer
Cash Advance

 4.99 - 9.99
 4.99 - 9.99
 4.99 - 9.99
  8.24% - 13.24% Variable
 8.24% - 13.24% Variable
 8.24% - 13.24% Variable
APR Floor:
Intro Rate:
 6.90% Fixed
 6.90% Fixed
 6.90% Fixed
Intro Period:
 180 days
 180 days
 180 days

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:


Rebate Description:
 You can receive special offers and discounts just by using your SEFCU card. Categories of merchants include: apparel and shoes, books, music & movies, computers and electronics, food and drink, home and garden, hotels and lodging, toys and baby, travel, and more.
Special Notes:
 Must be a member of the State Employees Federal Credit Union. APR for Purchases, Balance Transfers and Cash Advances: 6.90% Introductory APR for 180 days from the issuance of the card. After that, your APR will be 8.24%, 10.24% or 13.24%, based on your creditworthiness. This rate will vary with the market based on Prime Rate. Balance Transfer Fee: None. Cash Advance Fee: Either $5 or 3% of the amount of the advance, whichever is greater. Foreign Transaction Fee: 1% of each transaction in US dollars.
Card Issued By:
General Correspondence Address:
 PO Box 12189, Albany, NY, 12212
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
 $30000 max.
Credit Limit Notes:

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