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About Our Ratings

SEFCU Visa® Platinum Card Review

SEFCU Visa® Platinum Card details

Balance Transfer Intro APR:
6.90% Fixed
Balance Transfer Intro Period:
180 days
Purchase Intro:
APR:
6.90% Fixed
Period:
180 days
Purchase APR:
8.24% - 13.24% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 4.99 - 9.99
 4.99 - 9.99
 4.99 - 9.99
APR:
  8.24% - 13.24% Variable
 8.24% - 13.24% Variable
 8.24% - 13.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 6.90% Fixed
 6.90% Fixed
 6.90% Fixed
Intro Period:
 180 days
 180 days
 180 days


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 You can receive special offers and discounts just by using your SEFCU card. Categories of merchants include: apparel and shoes, books, music & movies, computers and electronics, food and drink, home and garden, hotels and lodging, toys and baby, travel, and more.
Special Notes:
 Must be a member of the State Employees Federal Credit Union. APR for Balance Transfers and Cash Advances: 6.90% Introductory APR for 180 days from issuance of the card; Either 8.24%, 10.24% or 13.24% thereafter, based on your creditworthiness. This rate will vary with the market based on Prime Rate. Balance Transfer Fee: None. Cash Advance Fee: Either $5 or 3% of the amount of the advance, whichever is greater. Foreign Transaction Fee: 1% of each transaction in US dollars.
Credit Card More Information:

Card Issued By:
 SEFCU
General Correspondence Address:
 PO Box 12189
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 $30000 max.
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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