Rewards in the form of Preferred Points that can be redeemed for travel, gift certificates, electronics, and more
Must be a member of the State Employees Federal Credit Union. APR for Balance Transfers and Cash Advances: Either 6.90% or 8.90% Introductory APR for 180 days from issuance of the card; thereafter either 8.24%, 10.24% or 13.24% (variable), based on your creditworthiness. Balance Transfer Fee: None. Cash Advance Fee: Either $5 or 3% of the amount of the advance, whichever is greater. Foreign Transaction Fee: 1% of each transaction in US dollars.