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About Our Ratings

SEFCU Secured Visa® Platinum Card Review

SEFCU Secured Visa® Platinum Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
6.25% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 3
 3
 3
APR:
  6.25% Variable
 6.25% Variable
 6.25% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 None
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be a member of the State Employees Federal Credit Union. This card is secured with funds on deposit equal to your approved credit limit plus an additional 10% as collateral for your credit card loan, and you'll continue to earn interest on your secured funds. APR for Purchases, Balance Transfers and Cash Advances: 6.25%; this APR will vary with the market based on the Prime Rate. Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater. Balance Transfer Fee: None. Foreign Transaction Fee: 1.0% of the amount of the transaction, calculated in U.S. dollars, will be imposed on all foreign transactions, including purchases, cash advances and credits to your account.
Credit Card More Information:

Card Issued By:
 SEFCU
General Correspondence Address:
 PO Box 12189
Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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