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Saratoga's Community FCU Visa® Platinum Card Review
This card compared to other travel rewards cards
Saratoga's Community FCU Visa® Platinum Card
Points or Miles
2X miles/$1 on all purchases. Get 5% miles back to use toward your next redemption, every time you redeem
3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply
Bonus Miles or Points
40,000 bonus miles when you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
16.24% or 20.24%* Variable
$89 - Waived first year
Introductory annual fee of $0 for the first year, then $195.
CardRatings.com Editorial Staff
Saratoga's Community FCU Visa® Platinum Card details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
Balance Transfer Fee:
6.99% on Purchases through February 29, 2016
Through February 29, 2016
Finance Calculation Method:
Average Daily Balance (including new purchases)
Default/Penalty APR Floor:
Foreign Transaction Fee:
2% of transaction amount in U.S. Dollars
$27.00 or the amount of the required minimum payment, whichever is less, if you are five (5) or more days late in making a payment
Balance Transfer Fee:
Incite Rewards - Earn points when you shop, pay bills, eat out - simply use your rewards card for payment. Use points for gift cards, merchandise, travel, or charitable contributions.
Available to members of Saratoga FCU. This card has no annual fee, no balance transfer fee, no cash advance fee, no overlimit fee, no default rate, no minimum monthly charge, and no finance charge on purchases when you payoff the entire balance within 25 days.
Card Issued By:
Saratoga's Community FCU
General Correspondence Address:
23 Division Street
Minimum Credit Limit:
Maximum Credit Limit:
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