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Saratoga's Community FCU Visa® Platinum Card

Credit Card Rate Information:

Balance Transfer
Cash Advance

  9.90% Fixed
 9.90% Fixed
 9.90% Fixed
APR Floor:
Intro Rate:
 6.99% Variable
 6.99% Variable
Intro Period:
 See terms
 See terms

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:


Rebate Description:
 Incite Rewards - Earn points when you shop, pay bills, eat out - simply use your rewards card for payment. Use points for gift cards, merchandise, travel. Get extra points when you shop through ShoppingFLING or CouponCents.
Special Notes:
 Available to members of Saratoga FCU. Promotional rate of 6.99% APR applies to any Balance Transfer and Cash Advance request received before December 31, 2014 and will remain at that rate until the amount of the Balance Transfer or Cash Advance is paid off. All Balance Transfers and Cash Advances taken out after December 31, 2014 will reflect the 9.90% APR. This Visa Platinum card has no annual fee, no balance transfer fee, no cash advance fee, no overlimit fee, no default rate, no minimum monthly charge, and no finance charge on purchases when you payoff the entire balance within 25 days. All rates disclosed are FIXED with the exception of the promotional Balance Transfer and Cash Advance rate of 6.99% APR.
Card Issued By:
 Saratoga's Community FCU
General Correspondence Address:
 23 Division Street, Saratoga Springs, NY, 12866
Card Type:
Card Class:
Card Category:
 Balance Transfer, Low Interest, Miles/Points, Reward
States Available In:
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
 $15000 max.
Credit Limit Notes:

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