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About Our Ratings

Saratoga's Community FCU Visa® Platinum Card Review

Saratoga's Community FCU Visa® Platinum Card details

Balance Transfer Intro APR:
6.99% Variable
Balance Transfer Intro Period:
APR:
See terms
Balance Transfer Fee:
None
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  9.90% Fixed
 9.90% Fixed
 9.90% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 6.99% Variable
 6.99% Variable
Intro Period:
 None
 See terms
 See terms


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Incite Rewards - Earn points when you shop, pay bills, eat out - simply use your rewards card for payment. Use points for gift cards, merchandise, travel, or charitable contributions.
Special Notes:
 Available to members of Saratoga FCU. APR for Balance Transfers and Cash Advances: 6.99% Introductory APR until balance subject to introductory APR is paid off; after that your APR will be 9.90%. The promotional Balance Transfer and Cash Advance rate of 6.99% APR is good through December 31, 2015. This offer may be discontinued at any time. This card has no annual fee, no balance transfer fee, no cash advance fee, no overlimit fee, no default rate, no minimum monthly charge, and no finance charge on purchases when you payoff the entire balance within 25 days.
Credit Card More Information:

Card Issued By:
 Saratoga's Community FCU
General Correspondence Address:
 23 Division Street
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Balance Transfer, Low Interest, Miles/Points, Reward
States Available In:
 NY
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
 $15000 max.
Credit Limit Notes:
 

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