Incite Rewards - Earn points when you shop, pay bills, eat out - simply use your rewards card for payment. Use points for gift cards, merchandise, travel, or charitable contributions.
Available to members of Saratoga FCU. APR for Balance Transfers and Cash Advances: 6.99% Introductory APR until balance subject to introductory APR is paid off; after that your APR will be 9.90%. The promotional Balance Transfer and Cash Advance rate of 6.99% APR is good through December 31, 2015. This offer may be discontinued at any time. This card has no annual fee, no balance transfer fee, no cash advance fee, no overlimit fee, no default rate, no minimum monthly charge, and no finance charge on purchases when you payoff the entire balance within 25 days.