Incite Rewards - Earn points when you shop, pay bills, eat out - simply use your rewards card for payment. Use points for gift cards, merchandise, travel, or charitable contributions.
Available to members of Saratoga FCU. Promotional APR for Balance Transfers and Cash Advances may be discontinued at any time. This card has no annual fee, no balance transfer fee, no cash advance fee, no overlimit fee, no default rate, no minimum monthly charge, and no finance charge on purchases when you payoff the entire balance within 25 days. Returned Payment Fee: $35; Effective October 15, 2015 - $27.00 or the amount of the required minimum payment, whichever is less.