Get 10,000 Bonus Royal Points after your first qualifying purchase - enough for a $100 onboard credit (U.S. residents only). Earn 1 Royal Point per $1 on all purchases.
Earn double Royal Points on onboard purchases and qualifying Royal Caribbean International® purchases. Earn up to 250,000 Royal Points per year. Redeem Royal Points for onboard credits, stateroom upgrades, discounts, cruises and more. Start redeeming for rewards at 1,000 points. Redeem a maximum of 1,250,000 Royal Points over 5 years.
Cash Advance APRs: 20.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances. Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 4% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. If your APRs are increased, the Penalty APR will apply indefinitely. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Returned Payment Fee: Up to $25.