Average Consumer Ratings:

Overall Ratings:

Reward Program:

Card Benefit:

Customer Service:

RCI® Elite Rewards® MasterCard®

Credit Card Rate Information:

Balance Transfer
Cash Advance

 10.74 - 21.74
 10.74 - 21.74
  13.99% - 24.99% Variable
 13.99% - 24.99% Variable
 25.24% Variable
APR Floor:
Intro Rate:
Intro Period:

Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 Up to 27.24% Variable
Default/Penalty Margin:
 Up to 23.99
Default/Penalty APR Floor:
Maximum Default APR:
 27.24% Variable
Penalty/Default Trigger:
 This APR may be applied to your account if you make a late payment.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
4% ($10 min. )  


Rebate Description:
 2,500 Bonus Rewards after your first purchase. 2X Rewards on all your RCI purchases. 1X Rewards for every $1 you spend elsewhere. Designed specifically for timeshare owners, the RCI® Elite Rewards® MasterCard® allows you to earn Rewards toward RCI subscribing membership renewal, exchange fees, and much more with every dollar you spend on qualifying purchases.
Special Notes:
 Applicant must be at least 18 years old. Offer is available only to applicants who are residents of the United States, with the exception of Puerto Rico and the US territories, and may not be available if you already have or have had an account with Barclays Bank Delaware. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Returned Payment Fee: Up to $35. Penalty APR: Up to 27.24%, based on your creditworthiness; If your APRs are increased, the Penalty APR may apply indefinitely.
Card Issued By:
 Barclays Bank
General Correspondence Address:
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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*The credit card information displayed here has been collected by CardRatings.com and has not been reviewed or provided by the issuer of this card.

Consumer Reviews

  1. Overall Ratings:

    Reward Program:

    Card Benefit:

    Customer Service:

    Marilyn Bouman ( Aug 2, 2013 at 6:36 am)

    I never had a problem when this card was managed by Bank of America. Since it has been switched to Barclays Bank, I have been totally frustrated by their lack of customer service, their attitude and their incompetence. I am going to cancel my membership in this card as soon as the current issue is resolved.