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RCI® Elite Rewards® MasterCard® Review

RCI® Elite Rewards® MasterCard® details

Balance Transfer Intro APR:
Balance Transfer Intro Period:
Purchase Intro:
Purchase APR:
13.99% - 24.99% Variable
Annual Fee:
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Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 10.74 - 21.74
 10.74 - 21.74
  13.99% - 24.99% Variable
 13.99% - 24.99% Variable
 25.24% Variable
APR Floor:
Intro Rate:
Intro Period:

Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 Up to 27.24% Variable
Default/Penalty Margin:
 Up to 23.99
Default/Penalty APR Floor:
Maximum Default APR:
 27.24% Variable
Penalty/Default Trigger:
 This APR may be applied to your account if you make a late payment.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
4% ($10 min. )  


Rebate Description:
 2,500 Bonus Rewards after your first purchase. 2X Rewards on all your RCI purchases. 1X Rewards for every $1 you spend elsewhere. Designed specifically for timeshare owners, the RCI® Elite Rewards® MasterCard® allows you to earn Rewards toward RCI subscribing membership renewal, exchange fees, and much more with every dollar you spend on qualifying purchases.
Special Notes:
 Applicant must be at least 18 years old. Offer is available only to applicants who are residents of the United States, with the exception of Puerto Rico and the US territories, and may not be available if you already have or have had an account with Barclays Bank Delaware. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Returned Payment Fee: Up to $35. Penalty APR: Up to 27.24%, based on your creditworthiness; If your APRs are increased, the Penalty APR may apply indefinitely.
Credit Card More Information:

Card Issued By:
General Correspondence Address:
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Marilyn Bouman ( Aug 2, 2013 at 6:36 am)

    I never had a problem when this card was managed by Bank of America. Since it has been switched to Barclays Bank, I have been totally frustrated by their lack of customer service, their attitude and their incompetence. I am going to cancel my membership in this card as soon as the current issue is resolved.

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Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed: