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Credit Needed
Excellent

Signature® RBC® Rewards Visa Review

Top Features

Points or Miles
Bonus Miles or Points
Purchase APR
19.99% (Fixed) 
Annual Fee
$39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.

This card compared to other travel rewards cards

Card Name
Signature® RBC® Rewards Visa
Points or Miles
1.5 Miles per dollar on all purchases
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Bonus Miles or Points
We'll match all the miles new cardmembers have earned at the end of their first year. No purchase caps or minimums. No signing up. And no limit. Only for new cardmembers.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards(R)
Purchase APR
19.99% (Fixed) 
11.74% - 23.74% Variable 
16.74% - 23.74% Variable 
Annual Fee
$39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.
$0
$0 Intro for the First Year. Then $95
CardRatings.com Editorial Staff

Signature® RBC® Rewards Visa details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
APR:
N/A
Balance Transfer Fee:
$3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate. $5.00 if cash withdrawal or cash-lik
Annual Fee:
$39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  19.99% (Fixed)
 21.99% (Fixed); This rate will increase to 22.99% effective June 1, 2017.
 21.99% (Fixed); This rate will increase to 22.99% effective June 1, 2017.
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 24.99% to 26.99% (Fixed); This rate will increase to 27.99% effective June 1, 2017.
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 26.99% (Fixed)
Penalty/Default Trigger:
 Your interest rate will increase to 24.99% on purchases and 26.99% on cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by the date your next statement is prepared 2 or more times in any 12 month period.

Credit Card Fee Information:


Annual Fee:
 $39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.
Foreign Transaction Fee:
 Transactions in a foreign currency are converted to Canadian dollars at an exchange rate that is 2.5% over a benchmark rate RBC pays on the date of conversion.
Late Fee:
 None
Over-the-limit Fee:
 $29 if your balance exceeds your credit limit at any time during your monthly statement period
Balance Transfer Fee:
$3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate. $5.00 if cash withdrawal or cash-lik  


Notes:

Rebate Description:
 Earn 1 RBC Rewards point for every one dollar in purchases you make with the card. Earn bonus points when you shop online at the RBC Rewards eMall™. Redeem for gift cards, merchandise items, travel rewards, and RBC Financial Rewards® vouchers with rewards starting as low as 2,500 points.
Special Notes:
 Eligibility Criteria to Apply: You must be a permanent resident of Canada and have no current record of bankruptcy. Dishonoured Payment Fee: $45.
Credit Card More Information:

Card Issued By:
 RBC
General Correspondence Address:
134 North Church Street
Rocky Mount, NC 27804
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 Travel Rewards
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Discover it® Miles

Discover it® Miles

  • We'll match all the Miles you've earned at the end of your first year. Bonus Miles - For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your rewards in any amount for cash or a travel credit.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your FICO(R) Credit Score for free on monthly statements, on mobile and online.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Discover Match(R) details & other information.
Credit Needed:
Excellent, Good
Apply online for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards(R)
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Credit Needed:
Excellent/Good