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About Our Ratings
Credit Needed
Excellent

Signature® RBC® Rewards Visa Review

Top Features

Points or Miles
Bonus Miles or Points
Purchase APR
19.99% (Fixed) 
Annual Fee
$39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.

This card compared to other travel rewards cards

Points or Miles
Get up to 5 Starpoints(R) for each dollar of eligible purchases at participating SPG(R) hotels - that's 2 Starpoints for which you may be eligible as a Card Member in addition to the 2 or 3 Starpoints for which you may be eligible as an SPG member.
2X miles/$1 on all purchases. Get 5% miles back to use toward your next redemption, every time you redeem
Bonus Miles or Points
25,000 bonus Starpoints(R) after you use your new Card to make $3,000 in purchases within the first 3 months. Earn an extra 10,000 bonus Starpoints(R) after you make an additional $2,000 in purchases within the first 6 months. Offer ends 4/5.
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
Purchase APR
19.99% (Fixed) 
15.99%-19.99% Variable 
16.49%, 20.49% or 23.49%* Variable 
Annual Fee
$39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.
$0 introductory annual fee for the first year, then $95.
$89-Waived first year
CardRatings.com Editorial Staff

Signature® RBC® Rewards Visa details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
APR:
N/A
Balance Transfer Fee:
$3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate. $5.00 if cash withdrawal or cash-lik
Annual Fee:
$39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  19.99% (Fixed)
 21.99% (Fixed); This rate will increase to 22.99% effective June 1, 2017.
 21.99% (Fixed); This rate will increase to 22.99% effective June 1, 2017.
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 24.99% to 26.99% (Fixed); This rate will increase to 27.99% effective June 1, 2017.
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 26.99% (Fixed)
Penalty/Default Trigger:
 Your interest rate will increase to 24.99% on purchases and 26.99% on cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by the date your next statement is prepared 2 or more times in any 12 month period.

Credit Card Fee Information:


Annual Fee:
 $39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.
Foreign Transaction Fee:
 Transactions in a foreign currency are converted to Canadian dollars at an exchange rate that is 2.5% over a benchmark rate RBC pays on the date of conversion.
Late Fee:
 None
Over-the-limit Fee:
 $29 if your balance exceeds your credit limit at any time during your monthly statement period
Balance Transfer Fee:
$3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate. $5.00 if cash withdrawal or cash-lik  


Notes:

Rebate Description:
 Earn 1 RBC Rewards point for every one dollar in purchases you make with the card. Earn bonus points when you shop online at the RBC Rewards eMall™. Redeem for gift cards, merchandise items, travel rewards, and RBC Financial Rewards® vouchers with rewards starting as low as 2,500 points.
Special Notes:
 Eligibility Criteria to Apply: You must be a permanent resident of Canada and have no current record of bankruptcy. Dishonoured Payment Fee: $45.
Credit Card More Information:

Card Issued By:
 RBC
General Correspondence Address:
134 North Church Street
Rocky Mount, NC 27804
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 Travel Rewards
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

  • Earn 25,000 bonus Starpoints(R) after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Limited Time Offer- Earn an extra 10,000 bonus Starpoints(R) after you make an additional $2,000 in purchases within the first 6 months. Offer ends 4/5.
  • Earn 2 Starpoints(R) for each dollar of eligible purchases spent on the Card at participating SPG(R) & Marriott Rewards(R) hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints(R) at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
Terms and Limitations Apply
Credit Needed:
Excellent, Good
Apply online for Barclaycard Arrival Plus™ World Elite MasterCard®

Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers
Credit Needed:
Excellent/Good