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About Our Ratings
Credit Needed
Excellent

Signature® RBC® Rewards Visa Review

Top Features

Points or Miles
Bonus Miles or Points
Purchase APR
19.99% (Fixed) 
Annual Fee
$39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.

This card compared to other travel rewards cards

Points or Miles
5% Earnings for $5k and 2% after
2X miles on all purchases
Bonus Miles or Points
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
Purchase APR
19.99% (Fixed) 
13.15% - 23.15% (V) (V)
16.24%, 20.24% or 23.24% Variable 
Annual Fee
$39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.
$0
$89-Waived first year
Rates and Fees
CardRatings.com Editorial Staff

Signature® RBC® Rewards Visa details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
APR:
N/A
Balance Transfer Fee:
$3.50 for balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate.
Annual Fee:
$39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  19.99% (Fixed)
 21.99% (Fixed)
 21.99% (Fixed)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 24.99% to 26.99% (Fixed)
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 26.99% (Fixed)
Penalty/Default Trigger:
 Your interest rate will increase to 24.99% on purchases and 26.99% on cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by the date your next statement is prepared 2 or more times in any 12 month period.

Credit Card Fee Information:


Annual Fee:
 $39 for the primary card and no annual fee for each additional card. An annual fee rebate is available for University or College Students and RBC Signature No Limit Banking® account owners.
Foreign Transaction Fee:
 Transactions in a foreign currency are converted to Canadian dollars at an exchange rate that is 2.5% over a benchmark rate RBC pays on the date of conversion.
Late Fee:
 None
Over-the-limit Fee:
 $29 (charged once per statement period)
Balance Transfer Fee:
$3.50 for balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate.  


Notes:

Rebate Description:
 Earn 1 RBC Rewards point for every one dollar in purchases you make with the card. Earn bonus points when you shop online at the RBC Rewards eMall™. Redeem for gift cards, merchandise items, travel rewards, and RBC Financial Rewards® vouchers with rewards starting as low as 2,500 points.
Special Notes:
 Eligibility Criteria to Apply: You must be a permanent resident of Canada and have no current record of bankruptcy. Dishonoured Payment Fee: $45.
Credit Card More Information:

Card Issued By:
 RBC
General Correspondence Address:
 134 North Church Street
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 Travel Rewards
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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BuyPower Card from Capital One® -Get The Card That Helps You Get The Car

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
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Credit Needed:
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Apply online for Barclaycard Arrival Plus™ World Elite MasterCard®

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  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
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  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
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Credit Needed:
Excellent/Good