Redeem points for flights on any airline. No blackout periods or seat restrictions.
Earn one RBC Rewards point for every dollar in purchases you make with your card. Earn bonus points when you shop online at the RBC Rewards eMall™. Redeem for gift cards/certificates, specially selected merchandise items, or RBC Financial Rewards® or choose from other travel rewards including packaged holidays, hotels, car rentals, cruises and tours.
There is no interest-free period for cash advances. Cash advances, balance transfers, use of RBC credit card cheques, certain bill payments and cash-like transactions are all cash advances. Interest is charged from the day the cash advance is made until payment is received for the total amount you owe. $120 annual fee for the primary card and $50 annual fee for additional cards. Cash Advance Fees: $3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate; $5.00 if cash withdrawal or cash-like transaction occurs outside Canada. No fee on credit card checques at your standard or introductory interest rate. Penalty APR Notes: Your interest rate will increase to 24.99% for purchases and 26.99% for cash advances for at least 6 months. This will take effect in the third statement period following the missed payment that caused the rate to increase.