Redeem points for gift cards, merchandise, travel, or RBC Financial Rewards® vouchers. Redeem points for flights on any airline, no blackout periods or seat restrictions.
Grace Period for Purchases: 17 days. There is no interest-free period for cash advances. Cash advances, balance transfers, use of RBC credit card cheques, certain bill payments and cash-like transactions are all cash advances. Interest is charged from the day the cash advance is made until payment is received for the total amount you owe. $120 annual fee for the primary card and $50 annual fee for additional cards.