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RBC Shoppers Optimum MasterCard


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 N/A
 
 
Margin:
 N/A
 N/A
 N/A
APR:
  19.99% Fixed
 21.99% Fixed
 21.99% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Unknown
Default/Penalty APR:
 24.99% - 26.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 26.99% Fixed
Penalty/Default Trigger:
 This APR will apply if you do not make your minimum payment by the payment due date and you have not paid it by the date your next statement is prepared 2 or more times in any 12 month period.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 2.50%
Late Fee:
 None
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
N/A $3.50 min.  


Notes:

Rebate Description:
 Earn 15,000 Shoppers Optimum Points on first purchase. Earn 15 Shoppers Optimum Points for every $1 in eligible in-store purchases made at Shoppers Drug Mart. Earn 5 Shoppers Optimum Points for every $1 in purchases anywhere else you shop. Redeem your points instantly when checking out at Shoppers Drug Mart.
Special Notes:
 There is no interest-free period for cash advances. Cash advances, balance transfers, use of RBC credit card cheques, certain bill payments and cash-like transactions are all cash advances. Interest is charged from the day the cash advance is made until payment is received for the total amount you owe. Cash Advance Fees: $3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate; $5.00 if cash withdrawal or cash-like transaction occurs outside Canada. No fee on credit card checques at your standard or introductory interest rate. Penalty APR Notes: Your interest rate will increase to 5% above your standard Purchase and Cash Advance interest rates (currently 24.99% and 26.99% respectively) until such time as you have paid the Minimum Payment by your New Statement Date for 6 consecutive months thereafter.
Card Issued By:
 RBC
General Correspondence Address:
 134 North Church Street, Rocky Mount, NC, 27804
Card Type:
 MasterCard
Card Class:
 Classic/Standard
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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