Your interest rate will increase to 24.99% on purchases and 26.99% on cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by the date your next statement is prepared 2 or more times in any 12 month period.
Credit Card Fee Information:
Foreign Transaction Fee:
Transactions in a foreign currency are converted to Canadian dollars no later than the date the transaction is posted to your credit card account at an exchange rate that is 2.5% over a benchmark rate Royal Bank of Canada pays on the date of conversion.
$29; Fee charged once per statement period
Balance Transfer Fee:
$3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate. $5.00 if cash withdrawal or cash-lik
Earn 15 Points for every $1 in eligible in-store purchases made at Shoppers Drug Mart
using your RBC Shoppers Optimum MasterCard. Plus, since you earn 10 Points for every $1 in purchases just by presenting your Shoppers Optimum Card (loyalty card), you’ll actually earn 25 Points for every $1 in purchases. Earn 5 Points for every $1 in purchases anywhere you shop
when you use your RBC Shoppers Optimum MasterCard. You’ll earn Points on gas, entertainment, clothing, groceries and other purchases. Redeem your points instantly when checking out at Shoppers Drug Mart.
Eligibility Criteria: You must be a permanent resident of Canada, have reached the age of majority in the province or territory in which you reside, and have no current record of bankruptcy. Dishonoured Payment Fee: $45.
Credit Card More Information:
Card Issued By:
General Correspondence Address:
134 North Church Street
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
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