If you do not make your minimum payment by the payment due date and you have not paid it by your new statement date two (or more) times in any 12-month period, card issuer will increase your annual interest rates to 5% above your standard purchase and cash advance interest rates.
Credit Card Fee Information:
Foreign Transaction Fee:
Balance Transfer Fee:
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There is no interest-free period for cash advances. Cash advances, balance transfers, use of RBC credit card cheques, certain bill payments and cash-like transactions are all cash advances. Interest is charged from the day the cash advance is made until payment is received for the total amount you owe. Cash Advance Fees: $3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate; $5.00 if cash withdrawal or cash-like transaction occurs outside Canada. No fee on credit card checques at your standard or introductory interest rate. Penalty APR Notes: Your interest rate will increase to 5% above your standard Purchase and Cash Advance interest rates (currently 24.99% and 26.99% respectively) until such time as you have paid the Minimum Payment by your New Statement Date for 6 consecutive months thereafter.
Credit Card More Information:
Card Issued By:
General Correspondence Address:
134 North Church Street
States Available In:
AB, BC, MB, NB, NF, NS, NT, NU, ON, PE, SK, YT
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
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