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RBC Pharmaprix Optimum MasterCard

Credit Card Rate Information:

Balance Transfer
Cash Advance

  19.99% Fixed
 21.99% Fixed
 21.99% Fixed
APR Floor:
Intro Rate:
Intro Period:

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 24.99% - 26.99% Fixed
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
 26.99% Fixed
Penalty/Default Trigger:
 If you do not make your minimum payment by the payment due date and you have not paid it by your new statement date two (or more) times in any 12-month period, card issuer will increase your annual interest rates to 5% above your standard purchase and cash advance interest rates.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
N/A $3.50 min.  


Rebate Description:
Special Notes:
 There is no interest-free period for cash advances. Cash advances, balance transfers, use of RBC credit card cheques, certain bill payments and cash-like transactions are all cash advances. Interest is charged from the day the cash advance is made until payment is received for the total amount you owe. Cash Advance Fees: $3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate; $5.00 if cash withdrawal or cash-like transaction occurs outside Canada. No fee on credit card checques at your standard or introductory interest rate. Penalty APR Notes: Your interest rate will increase to 5% above your standard Purchase and Cash Advance interest rates (currently 24.99% and 26.99% respectively) until such time as you have paid the Minimum Payment by your New Statement Date for 6 consecutive months thereafter.
Card Issued By:
General Correspondence Address:
 134 North Church Street, Rocky Mount, NC, 27804
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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