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RBC Esso Visa Card Review
Cashback on groceries
This card compared to other cash back cards
RBC Esso Visa Card
Cashback on Gas
2% at U.S. gas stations
Cashback on Groceries
3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
Cashback on other
1% back on other purchases.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
0% on Purchases
for 12 months
11.99% - 23.99% Variable
CardRatings.com Editorial Staff
RBC Esso Visa Card details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
Finance Calculation Method:
Average Daily Balance
24.99% to 26.99% (Fixed)
Default/Penalty APR Floor:
Maximum Default APR:
Your interest rate will increase to 24.99% on purchases and 26.99% on cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by your new statement date two (or more) times in any 12-month period
Foreign Transaction Fee:
Transactions in a foreign currency are converted to Canadian dollars at an exchange rate that is 2.5% over a benchmark rate RBC pays on the date of conversion.
$29 if your balance exceeds your credit limit at any time during your monthly statement period
Balance Transfer Fee:
$3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate. $5.00 if cash withdrawal or cash-lik
Earn 2 or more Esso Extra points for every dollar you spend on eligible Esso purchases. Earn 1 Esso Extra point per dollar spent everywhere else you shop. Redeem points for car washes, gas, movie tickets and more.
Eligibility Criteria to Apply: You must be a permanent resident of Canada and have no current record of bankruptcy. Dishonoured Payment Fee: $45.
General Correspondence Address:
134 North Church Street
Rocky Mount, NC 27804
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