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RBC Visa® Classic Low Rate Review

- Curtis Arnold

RBC Visa® Classic Low Rate details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
APR:
None
Balance Transfer Fee:
N/A
Annual Fee:
$20
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 
 
Margin:
 N/A
 N/A
 N/A
APR:
  11.99% Fixed
 11.99% Fixed
 11.99% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 16.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 If you do not make your minimum payment by the payment due date and you have not paid it by your new statement date two (or more) times in any 12-month period, card issuer will increase your annual interest rates to 5% above your standard purchase and cash advance interest rates.

Credit Card Fee Information:


Annual Fee:
 $20
Foreign Transaction Fee:
 2.50%
Late Fee:
 None
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
N/A$3.50 min.  


Notes:

Rebate Description:
 N/A
Special Notes:
 There is no interest-free period for cash advances. Cash advances, balance transfers, use of RBC credit card cheques, certain bill payments and cash-like transactions are all cash advances. Interest is charged from the day the cash advance is made until payment is received for the total amount you owe. $20 annual fee for the primary card and no annual fee for additional cards. Cash Advance Fees: $3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate; $5.00 if cash withdrawal or cash-like transaction occurs outside Canada. No fee on credit card checques at your standard or introductory interest rate. Penalty APR Notes: Your interest rate will increase to 5% above your standard purchase and Cash Advance interest rates (currently 16.99%) until such time as you have paid the Minimum Payment by your New Statement Date for 6 consecutive months thereafter.
Credit Card More Information:

Card Issued By:
 RBC
General Correspondence Address:
 134 North Church Street
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 Miles/Points
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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